415 Ruschman Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 415 Ruschman Dr, Cold Spring, KY 41076 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,760 sqft · built 2011
Lot Size	1 acres (43,560 sqft)
Owner	2 Owner Names on File
Last Sale	$305,707 (Oct 2011)
Tax Bill	$6,690 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-849.17`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-849.17`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,760 sqft Living Area

Exterior

Year Built	Built 2011
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999919849.17
Street Address	415 RUSCHMAN DR
City	COLD SPRING
State	KY
Zip	41076-9272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 SEC 1 RUSCHMAN SUBD 1.00 ACRE
Legal Subdivision	RUSCHMAN ESTATES
Legal Phase	1
Legal Lot Number	15
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4024
Census Tract	53100

Owner

Source: Campbell County records · APN 999-99-19-849.17

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	415 RUSCHMAN DR, COLD SPRING, KY 41076-9272
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
May 01, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jan 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2011 · Amount on Record
Deed Sale	Oct 04, 2011 · Amount on Record
Prior Sale	Jun 20, 2011 · Amount on Record
Deed Document Number	10 04 11 019 00275
Deed Book / Page	0299 / 769
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	415 RUSCHMAN DR, COLD SPRING, KY 41076-9272
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RUSCHMAN DR, COLD SPRING, KY 41076-9272

Mortgage

Document Number	0006025044
Date	Feb 25, 2026
Book Page	M1159/646
Instrument	6025044

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	415 RUSCHMAN DR, COLD SPRING, KY 41076-9272
Document Number	0005110443
Instrument Date	May 01, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RUSCHMAN DR COLD SPRING KY 410769272, COLD SPRING, KY 41076-9272

Mortgage

Document Number	0005110443
Date	May 26, 2020
Book Page	001004/000647
Instrument	5110443

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	415 RUSCHMAN DR, COLD SPRING, KY 41076-9272
Document Number	0005103628
Instrument Date	Jan 06, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 RUSCHMAN DR COLD SPRING KY 410769272, COLD SPRING, KY 41076-9272

Mortgage

Document Number	0005103628
Date	Jan 15, 2020
Book Page	000994/000339
Instrument	5103628

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,690.00 (+34.66%)	$552,000 (+33.33%) Land $50,000 Building $502,000	$552,000 (+33.33%) Land $50,000 Building $502,000
2023	$4,968.00 (-4%)	$414,000 (-) Land $50,000 Building $364,000	$414,000 (-) Land $50,000 Building $364,000
2022	$5,175.00	$414,000 Land $50,000 Building $364,000	$414,000 Land $50,000 Building $364,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ruschman Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures