Campbell County property record for 480 Ruschman Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,800 sqft · built 2003 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Individual Name on File |
| Last Sale | $715,000 (May 2024) |
| Tax Bill | $8,665 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-849.13 |
| Primary APN | 999-99-19-849.13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 480 RUSCHMAN DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SEC 1 RUSCHMAN SUBD 1.11 ACRES |
| Legal Subdivision | RUSCHMAN ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 53100 |
Source: Campbell County records · APN 999-99-19-849.13
Assessment roll updated March 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 480 RUSCHMAN DR, COLD SPRING, KY 41076-9271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on Record |
| Deed Sale | May 30, 2024 · Amount on Record |
| Prior Sale | Aug 11, 2006 · Amount on Record |
| Deed Document Number | 20245341429 |
| Deed Book / Page | 366 / 633 |
| Prior Transfer Date | Aug 24, 2005 |
| Prior Transfer Doc | 0001900223 |
| Record Updated | Jun 08, 2026 |
Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,665.00 (+74%) | $715,000 (+72.29%) Land $75,000 Building $640,000 | $715,000 (+72.29%) Land $75,000 Building $640,000 |
| 2023 | $4,980.00 (-3.99%) | $415,000 (-) Land $55,000 Building $360,000 | $415,000 (-) Land $55,000 Building $360,000 |
| 2022 | $5,187.00 | $415,000 Land $55,000 Building $360,000 | $415,000 Land $55,000 Building $360,000 |
Source: FEMA National Flood Hazard Layer as of August 24, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 39 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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