Hamilton County property record for 450 River St, Chattanooga, TN 37405
| Property Type | Condominium |
|---|---|
| Details | 1.5 ba · 678 sqft · built 1966 |
| Lot Size | 3.72 acres (162,288 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jun 2026) |
| Tax Bill | $776 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 135E N 023 C450 |
| Primary APN | 135E N 023 C450 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 678 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 162,288 sqft (3.72 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000060072 |
|---|---|
| Street Address | 450 RIVER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4176 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | RIVIERA VILLAS PB32 PG89-1 UNIT 450 AND COMMUNITY INTEREST |
| Legal Subdivision | RIVIERA VILLAS |
| Legal Lot Number | UNIT |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
450 River St, a condominium, is owned by an individual who bought it in June 2026.
Source: Hamilton County records, as of June 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 NARRAGANSETTE AVE, CHATTANOOGA, TN 37415-2809 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Warranty Deed, Transfer TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Jun 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on File |
| Deed Sale | Jun 3, 2026 · Amount on File |
| Prior Sale | Jun 22, 2018 · Amount on File |
| Deed Document Number | 202679 |
| Deed Book / Page | 14321 / 139 |
| Prior Transfer Date | Sep 6, 2003 |
| Prior Transfer Doc | 0000685784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 3, 2026 |
| Property Address | 450 RIVER ST, CHATTANOOGA, TN 37405-4176 |
| Document Number | 0000000079 |
| Book / Page | 14321 / 139 |
| Instrument Date | May 29, 2026 |
| Instrument | 202679 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Amount | Amount on Record |
|---|---|
| Tax | $82,214.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 NARRAGANSETTE AVE, CHATTANOOGA, TN 37415-2809 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 22, 2018 |
| Property Address | 450 RIVER ST, CHATTANOOGA, TN 37405-4176 |
| Document Number | 0622000195 |
| Book / Page | 011381 / 000824 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 180622000195 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $506.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10400 N HAMPTON LN FREDERICKSBURG VA 224085514, FREDERICKSBURG, VA 22408-5514 |
| Document Number | 622000196 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 011381/000827 |
| Instrument | 180622000196 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2048 |
The 2025 property tax bill for 450 River St was $776, down 0.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $776.00 (-0.89%) | $51,225 (+46.36%) | $204,900 (+46.36%) Land $60,000 Building $144,900 |
| 2024 | $783.00 | $35,000 (-) | $140,000 (-) Land $50,000 Building $90,000 |
| 2023 | $783.00 | $35,000 (-) | $140,000 (-) Land $50,000 Building $90,000 |
| 2022 | $783.00 | $35,000 | $140,000 Land $50,000 Building $90,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 450 River St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 2 (2003–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 River St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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