249 River St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 249 River St, Chattanooga, TN 37405

Property Summary

Property Type	Restaurant
Details	560 sqft · built 1945
Lot Size	0.051 acres (2,252 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Mar 2026)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Mar 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`135E N 006`

Property Details

APN / Parcel Number

Primary APN	`135E N 006`
Alternative APN	`0000060060`

Interior

Stories	1 Story
Building Area	560 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1980
Exterior Material	Brick
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	2,252 sqft (0.051 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000060060
Street Address	249 RIVER ST
City	CHATTANOOGA
State	TN
Zip	37405-4059
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	C2
Legal Description	LT 18 BLK 5 FRAZIER ADN NO 1 HILL CITY PB 4 PG 16
Legal Subdivision	FRAZIER ADDN NO 1
Legal Block	5
Legal Lot Number	18
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3015
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

249 River St, a commercial property, is owned by a company that bought it in March 2026.

Source: Hamilton County records, as of April 9, 2026

Owner of Record	Company Name on File
Mailing Address	700 MARKET ST, CHATTANOOGA, TN 37402-4803
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Deed Document Number	20260327103
Deed Book / Page	14241 / 228
Prior Transfer Date	Dec 30, 1997
Prior Transfer Doc	0050020408
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 27, 2026
Property Address	249 RIVER ST, CHATTANOOGA, TN 37405-4059
Document Number	0000000103
Book / Page	14241 / 228
Map Reference	MB 4 PG 16
Instrument Date	Mar 27, 2026
Instrument	2026032700103
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MARKET ST, CHATTANOOGA, TN 37402-4803

Tax Assessment & Valuation

The 2025 property tax bill for 249 River St was $1,522, down 8.4% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,522.00 (-8.42%)	$100,480 (+35.2%)	$251,200 (+35.2%) Land $180,000 Building $71,200
2024	$1,662.00	$74,320 (-)	$185,800 (-) Land $168,800 Building $17,000
2023	$1,662.00	$74,320 (-)	$185,800 (-) Land $168,800 Building $17,000
2022	$1,662.00	$74,320	$185,800 Land $168,800 Building $17,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 249 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	2 (2003–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20