200 River St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 200 River St, Chattanooga, TN 37405

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details6,000 sqft · built 1961
Lot Size0.44 acres (19,200 sqft)
OwnerOwner Name on File
Last Sale$770,000 (Dec 2004)
Flood ZoneZone X (minimal risk)
APN135E N 026

Property Details

APN / Parcel Number

Primary APN135E N 026
Alternative APN
  • 0000060131

Interior

Stories1 Story
Building Area6,000 sqft Total Area

Exterior

Year BuiltBuilt 1961
Exterior MaterialConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area19,200 sqft (0.44 acres)
Lot Dimensions240 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number0000060131
Street Address200 RIVER ST
CityCHATTANOOGA
StateTN
Zip37405-4060
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeM1
Legal DescriptionFRAZIER ADDN NO 1 TO HILL CITY PB 4 PG 16 0047 20 01
Legal SubdivisionFRAZIER ADDN NO 1
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3012
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 200 River St acquired it in June 2006.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordOwner Name on File
Mailing Address100 E 11TH ST STE 200, 200, CHATTANOOGA, TN 37402-4288
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2004 · Amount on File
Deed SaleDec 8, 2004 · Amount on File
Prior SaleDec 8, 2004 · Amount on File
Deed Document Number0000000218
Last Transfer DateJun 23, 2006
Transfer Doc0000000261
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2025Additional exemption filed$893,300 (+0.98%) Land $761,100 Building $132,200
2024Additional exemption filed$884,600 (-) Land $818,200 Building $66,400
2023Additional exemption filed$884,600 (-) Land $818,200 Building $66,400
2022Additional exemption filed$884,600 Land $818,200 Building $66,400

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 200 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims2 (2003–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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