Polk County property record for 450 Ocean View Dr, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Lot Size | 7.57 acres (329,749 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,000 (Dec 2006) |
| Tax Bill | $4,245 (2026) |
| Deeds & Mortgages | Nov 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | P34-92 |
| Primary APN | P34-92 |
|---|---|
| Alternative APN |
|
| Lot Area | 329,749 sqft (7.57 acres) |
|---|
| Account Number | 56191 |
|---|---|
| Street Address | 450 OCEAN VIEW DR |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | OCEAN VIEW ACRES, 0O04 OCEAN VIEW ACRES 09 |
| Legal Subdivision | OCEAN VIEW ACRES |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 YEADON AVE, CHARLESTON, SC 29407-7328 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2006 · Amount on Record |
| Deed Sale | Dec 27, 2006 · Amount on Record |
| Prior Sale | Aug 16, 2004 · Amount on Record |
| Deed Book / Page | 349 / 546 |
| Last Transfer Date | Nov 1, 2021 |
| Transfer Doc | 00464/2165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Nov 10, 2021 |
| Property Address | 450 OCEAN VIEW DR, SALUDA, NC 28773-9667 |
| Document Number | 00464/2165 |
| Book / Page | 464 / 2165 |
| Map Reference | MAP A-288 PG 368 |
| Instrument Date | Nov 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 YEADON AVE, CHARLESTON, SC 29407-7328 |
| Document Number | 0004642168 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 464/2168 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,245.00 (+1.29%) | $719,336 (-) Land $89,740 Building $629,596 | $719,336 (-) Land $89,740 Building $629,596 |
| 2025 | $4,191.00 (+15.87%) | $719,336 (+38.07%) Land $89,740 Building $629,596 | $719,336 (+38.07%) Land $89,740 Building $629,596 |
| 2023 | $3,617.00 | $520,995 Land $75,365 Building $445,630 | |
| 2021 | $520,995 Land $75,365 Building $445,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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