375 Ocean View Dr, Saluda, NC 28773 Property Records

Polk County property record for 375 Ocean View Dr, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 2007
Lot Size	2.36 acres (102,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jan 2006)
Tax Bill	$1,619 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`P34-127`

Property Details

APN / Parcel Number

Primary APN	`P34-127`
Alternative APN	`55559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,176 sqft Finished Area
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	102,802 sqft (2.36 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55559
Street Address	375 OCEAN VIEW DR
City	SALUDA
State	NC
Zip	28773-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #20 OCEAN VIEW ACRES, S/D PHASE III, 0O04 OCEAN VIEW ACRES 09
Legal Subdivision	OCEAN VIEW ACRES
Legal Phase	2
Legal Lot Number	20
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1003
Census Tract	920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1209 SMYTHE ST, DANIEL ISLAND, SC 29492-8371
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 8, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2006 · Amount on Record
Deed Sale	Jan 5, 2006 · Amount on Record
Prior Sale	Mar 14, 2002 · Amount on Record
Deed Book / Page	336 / 439
Last Transfer Date	Dec 6, 2017
Transfer Doc	00430/0985
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	375 OCEAN VIEW DR, SALUDA, NC 28773-9624
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	456/436
Date	Feb 17, 2021
Book Page	456/436

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Dec 8, 2017
Property Address	375 OCEAN VIEW DR, SALUDA, NC 28773-9624
Document Number	00430/0985
Book / Page	430 / 0985
Instrument Date	Dec 6, 2017
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 SMYTHE ST, 1209, DANIEL ISLAND, SC 29492-8371

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1209 SMYTHE ST, DANIEL ISLAND, SC 29492-8371

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,619.00 (+1.31%)	$274,365 (-) Land $44,520 Building $229,845	$274,365 (-) Land $44,520 Building $229,845
2025	$1,598.00 (+11.05%)	$274,365 (+32.36%) Land $44,520 Building $229,845	$274,365 (+32.36%) Land $44,520 Building $229,845
2023	$1,439.00	$207,290 Land $33,020 Building $174,270
2021			$207,290 Land $33,020 Building $174,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Skyrunner, Spectrum.

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