Polk County property record for 107 Ocean View Dr, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Details | built 1977 |
| Lot Size | 3.13 acres (136,343 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Feb 2023) |
| Tax Bill | $3,396 (2026) |
| Deeds & Mortgages | Aug 2023 Construction Loan Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P34-65 |
| Primary APN | P34-65 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 136,343 sqft (3.13 acres) |
| Account Number | 31230 |
|---|---|
| Street Address | 107 OCEAN VIEW DR |
| City | SALUDA |
| State | NC |
| Zip | 28773-9770 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | P34, 0O04 OCEAN VIEW ACRES 09 |
| Legal Subdivision | OCEAN VIEW ACRES |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920303 |
107 Ocean View Dr is owned and occupied by two individuals who bought it in February 2023.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 OCEAN VIEW DR, SALUDA, NC 28773-9770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Feb 15, 2023 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on File |
| Deed Sale | Feb 15, 2023 · Amount on File |
| Prior Sale | Aug 1, 2003 · Amount on File |
| Deed Book / Page | 476 / 70 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 107 OCEAN VIEW DR, SALUDA, NC 28773-9770 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 120 AMBER DR, INMAN, SC 29349-9568 |
| Document Number | 00479/1836 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | 479/1836 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Feb 15, 2023 |
| Property Address | 107 OCEAN VIEW DR, SALUDA, NC 28773-9770 |
| Document Number | 0000476/70 |
| Book / Page | 476 / 70 |
| Map Reference | SL A-266 PG 279 |
| Instrument Date | Feb 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 LITTLE RIVER RD, FLAT ROCK, NC 28731-9766 |
| Name | Verified Name |
|---|
The 2026 property tax bill for 107 Ocean View Dr was $3,396, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,396.00 (+1.28%) | $575,471 (-) Land $49,910 Building $525,561 | $575,471 (-) Land $49,910 Building $525,561 |
| 2025 | $3,353.00 | $575,471 Land $49,910 Building $525,561 | $575,471 Land $49,910 Building $525,561 |
| 2023 | $275.00 | $39,637 Land $38,410 Building $1,227 | |
| 2021 | $39,637 Land $38,410 Building $1,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Ocean View Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Ocean View Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Skyrunner, Spectrum.
4G LTE only, no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures