Cherokee County property record for 197 Mountain Top Dr, Murphy, NC 28906 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,422 sqft · built 1992 |
| Lot Size | 4.87 acres (212,137 sqft) |
| Owner | Individual Name on File |
| Last Sale | $397,500 (Oct 2024) |
| Tax Bill | $1,320 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 455004938673000 |
| Primary APN | 455004938673000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,422 sqft Heated Area |
| Gross Area | 3,168 sqft |
| 1st Floor Area | 1,422 sqft |
| Basement Area | 444 sqft |
| Finished Basement | 444 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 212,137 sqft (4.87 acres) |
| Lot Dimensions | 551 ft deep x 81 ft wide |
| Terrain | Mountain |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 120 sqft |
| Deck Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 63980 |
|---|---|
| Street Address | 197 MOUNTAIN TOP DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-8727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/O TR 38 SEC A DICKEY MOUNTAIN EST 1467/767 |
| Legal Subdivision | DICKEY MOUNTAIN EST |
| Legal Tract | 38 |
| Legal Lot Number | 38A |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 930605 |
Source: Cherokee County records · APN 455004938673000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2917, LAND O LAKES, FL 34639-7701 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2024 · Amount on Record |
| Deed Sale | Oct 23, 2024 · Amount on Record |
| Prior Sale | Oct 01, 2011 |
| Deed Document Number | 20245313 |
| Deed Book / Page | 1766 / 1241 |
| Prior Transfer Date | Mar 02, 2005 |
| Prior Transfer Doc | 01144/0409 |
| Record Updated | Jun 08, 2026 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,320.00 | $187,990 (-) | $187,990 (-) Land $35,000 Building $152,990 |
| 2023 | $187,990 | $187,990 Land $35,000 Building $152,990 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 714 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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