450 John St, Paxton, IL 60957 Property Records

Ford County property record for 450 John St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,492 sqft · built 1966
Lot Size	0.245 acres (10,660 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (Aug 2026)
Tax Bill	$6,147 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11-14-18-128-006`

Property Details

APN / Parcel Number

Primary APN	`11-14-18-128-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,492 sqft Living Area
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	10,660 sqft (0.245 acres)
Lot Dimensions	130 ft deep x 82 ft wide
Garage Area	312 sqft

Location & Zoning

Street Address	450 JOHN ST
City	PAXTON
State	IL
Zip	60957-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 ROLLING HILLS 1ST ADD 82 X 130
Legal Range	10E
Legal Township	23N
Legal Section	18
Legal Subdivision	HILLS 1ST ADD
Legal Lot Number	2
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	3
Census Block	3014
Census Tract	961800

Owner

450 John St is owned and occupied by two individuals who bought it in August 2026.

Source: Ford County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 JOHN ST, PAXTON, IL 60957-1417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit FREDERICK COUNTY BANK
Jan 27, 2023	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Mar 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jun 10, 2019	Warranty Deed, Transfer · FHA Mortgage ILLINOIS NATIONAL BANK
Aug 20, 2018	Warranty Deed, Transfer · Conventional Mortgage FISHER NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Jan 27, 2023 · Amount on File
Deed Document Number	2026288756
Prior Transfer Date	Aug 25, 2014
Prior Transfer Doc	0000260957
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Aug 19, 2026
Property Address	450 JOHN ST, PAXTON, IL 60957-1417
Document Number	0000288756
Instrument Date	Jul 29, 2026
Instrument	2026288756
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,571.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	450 JOHN ST, PAXTON, IL 60957-1417

Mortgage

Document Number	0000288757,
Date	Aug 19, 2026
Instrument	2026288757

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Recording Date	Apr 30, 2026
Property Address	450 JOHN ST, PAXTON, IL 60957-1417
Document Number	0000288036
Instrument Date	Apr 2, 2026
Instrument	2026288036
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 JOHN ST, PAXTON, IL 60957-1417

Mortgage

Document Number	0000288036,
Date	Apr 30, 2026
Instrument	2026288036

Lender

Name	FREDERICK COUNTY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 7, 2031

Interest

Rate	6.88%
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jan 27, 2023
Property Address	450 JOHN ST, PAXTON, IL 60957-1417
Document Number	0000280708
Map Reference	BK 173 PG 149
Instrument Date	Jan 27, 2023
Instrument	280708
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 JOHN ST, PAXTON, IL 60957-1417

Mortgage

Document Number	0000280709
Date	Jan 27, 2023
Instrument	280709

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	450 JOHN ST, PAXTON, IL 60957-1417
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000272817
Date	Mar 16, 2020
Instrument	272817

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	450 JOHN ST, PAXTON, IL 60957-1417
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000276093
Date	Apr 14, 2021
Instrument	276093

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jun 10, 2019
Property Address	450 JOHN ST, PAXTON, IL 60957-1417
Document Number	0000271178
Map Reference	BK 173 PG 149
Instrument Date	Jun 7, 2019
Instrument	271178
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 JOHN ST, PAXTON, IL 60957-1417

Mortgage

Document Number	0000271179
Date	Jun 10, 2019
Instrument	271179

Lender

Name	ILLINOIS NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Aug 20, 2018
Property Address	450 JOHN ST, PAXTON, IL 60957-1417
Document Number	0000269306
Map Reference	BK 173 PG 149
Instrument Date	Aug 15, 2018
Instrument	269306
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Tax	$8,437.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 JOHN ST, PAXTON, IL 60957-1417

Mortgage

Document Number	0000269312
Date	Aug 20, 2018
Instrument	269312

Lender

Name	FISHER NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 30, 2019

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 450 John St was $6,147 with a homeowner's exemption, down 2% from the year before.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,147.00 (-2.02%) Homeowner's exemption	$77,630 (+17.44%) Land $4,500 Building $73,130	$232,890 (+17.44%) Land $13,500 Building $219,390
2024	$6,274.00	$66,100 Land $3,830 Building $62,270	$198,300 Land $11,490 Building $186,810
2022	$1,440.00	$28,870 Land $3,390 Building $25,480	$86,610 Land $10,170 Building $76,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 450 John St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 450 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Nextlink.

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