440 John St, Paxton, IL 60957 Property Records

Ford County property record for 440 John St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1966
Lot Size	0.245 acres (10,660 sqft)
Owner	2 Individual Names on File
Last Sale	$192,500 (May 2023)
Tax Bill	$5,607 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-14-18-128-005`

Property Details

APN / Parcel Number

Primary APN	`11-14-18-128-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	10,660 sqft (0.245 acres)
Lot Dimensions	130 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	528 sqft

Location & Zoning

Street Address	440 JOHN ST
City	PAXTON
State	IL
Zip	60957-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 ROLLING HILLS 1ST ADD 82 X 130
Legal Range	10E
Legal Township	23N
Legal Section	18
Legal Subdivision	HILLS 1ST ADD
Legal Lot Number	3
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	3
Census Block	3014
Census Tract	961800

Owner

440 John St is owned and occupied by two individuals who bought it in May 2023.

Source: Ford County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 JOHN ST, PAXTON, IL 60957-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
May 30, 2023	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	2023281354
Prior Transfer Date	Sep 20, 2016
Prior Transfer Doc	265029
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	440 JOHN ST, PAXTON, IL 60957-1417
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000280548
Date	Jan 3, 2023
Instrument	280548

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Apr 1, 2049

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	May 30, 2023
Property Address	440 JOHN ST, PAXTON, IL 60957-1417
Document Number	0000281354
Instrument Date	May 29, 2023
Instrument	281354
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 JOHN ST, PAXTON, IL 60957-1417

Mortgage

Document Number	0000281355
Date	May 30, 2023
Instrument	281355

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Mar 29, 2019
Property Address	440 JOHN ST, PAXTON, IL 60957-1417
Document Number	0000270711
Map Reference	BK 173 PG 149
Instrument Date	Mar 28, 2019
Instrument	270711
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	723 E 500N RD, GIBSON CITY, IL 60936-7030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 E PELLS ST, PAXTON, IL 60957-1308

Mortgage

Document Number	0000270712
Date	Mar 29, 2019
Instrument	270712

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 440 John St was $5,607 with a homeowner's exemption, up 49% from the year before.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,607.00 (+49%) Homeowner's exemption	$71,340 (+55.76%) Land $4,500 Building $66,840	$214,020 (+55.76%) Land $13,500 Building $200,520
2024	$3,763.00	$45,800 Land $3,830 Building $41,970	$137,400 Land $11,490 Building $125,910
2022	$3,444.00 (+4.05%)	$40,530 (+5%) Land $3,390 Building $37,140	$121,590 (+5%) Land $10,170 Building $111,420
2021	$3,310.00	$38,600 Land $3,230 Building $35,370	$115,800 Land $9,690 Building $106,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 John St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 440 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Nextlink.

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