431 John St, Paxton, IL 60957 Property Records

Ford County property record for 431 John St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 3,144 sqft · built 1972
Lot Size	0.245 acres (10,660 sqft)
Owner	Individual Name on Record
Tax Bill	$4,313 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-14-18-129-004`

Property Details

APN / Parcel Number

Primary APN	`11-14-18-129-004`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,144 sqft Living Area
Basement Area	1,152 sqft
Finished Basement	1,152 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	10,660 sqft (0.245 acres)
Lot Dimensions	130 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	936 sqft

Location & Zoning

Street Address	431 JOHN ST
City	PAXTON
State	IL
Zip	60957-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 ROLLING HILLS 1ST ADD. 82 X 130
Legal Range	10E
Legal Township	23N
Legal Section	18
Legal Subdivision	HILLS 1ST ADD
Legal Lot Number	13
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	3
Census Block	3014
Census Tract	961800

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 JOHN ST, PAXTON, IL 60957-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020
Deed Sale	May 29, 2020
Deed Document Number	2020273324
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	May 29, 2020
Property Address	431 JOHN ST, PAXTON, IL 60957-1416
Document Number	273324
Instrument Date	May 27, 2020
Instrument	273324
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 S WASHINGTON ST APT 3, 3, PAXTON, IL 60957-1283

Mortgage

Document Number	273325
Date	May 29, 2020
Instrument	273325

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	431 JOHN ST, PAXTON, IL 60957-1416
Transaction Type	Mortgage
Record Updated	Aug 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	271470
Date	Jul 25, 2019
Instrument	271470

Lender

Name	FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,313.00 (+18.82%)	$56,260 (+32.72%) Land $4,500 Building $51,760	$168,780 (+32.72%) Land $13,500 Building $155,280
2022	$3,630.00	$42,390 Land $3,390 Building $39,000	$127,170 Land $10,170 Building $117,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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