San Diego County property record for 450 Ernest Ct, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,098 sqft · built 2006 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $635,000 (Jun 2007) |
| Tax Bill | $9,582 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-810-15-00 |
| Primary APN | 158-810-15-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,098 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 27,878 sqft (0.64 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 450 ERNEST CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 TR 015334 |
| Legal Subdivision | ERNEST A TAYLOR ESTATES |
| Legal Tract | 015334 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19301 |
Source: San Diego County records · APN 158-810-15-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 450 ERNEST CT, OCEANSIDE, CA 92056-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOAN SIMPLE INC |
| Sep 21, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2007 · Amount on Record |
| Deed Sale | Jun 14, 2007 · Amount on Record |
| Deed Document Number | 2007402938 |
| Last Transfer Date | Nov 11, 2024 |
| Transfer Doc | 0000319972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 450 ERNEST CT, OCEANSIDE, CA 92056-2408 |
| Document Number | 0000467596 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 450 ERNEST CT OCEANSIDE CA 920562408, OCEANSIDE, CA 92056-2408 |
| Document Number | 0000467596 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 467596 |
| Name | LOAN SIMPLE INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 450 ERNEST CT, OCEANSIDE, CA 92056-2408 |
| Document Number | 0000436237 |
| Instrument Date | Sep 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 450 ERNEST CT OCEANSIDE CA 920562408, OCEANSIDE, CA 92056-2408 |
| Document Number | 0000436237 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 436237 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $867,707 (+2%) Land $375,784 Building $491,923 | |
| 2025 | $9,582.00 (+8.69%) Homeowner's exemption | $850,694 (+4.04%) Land $368,416 Building $482,278 |
| 2023 | $8,816.00 (+0.4%) Homeowner's exemption | $817,662 Land $354,111 Building $463,551 |
| 2022 | $8,781.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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