San Diego County property record for 457 Ernest Ct, Oceanside, CA 92056 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,809 sqft · built 2006 |
| Lot Size | 0.447 acres (19,458 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,669 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-810-21-00 |
| Primary APN | 158-810-21-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,809 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 19,458 sqft (0.447 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 457 ERNEST CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 TR 015334 |
| Legal Subdivision | ERNEST A TAYLOR ESTATES |
| Legal Tract | 015334 |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19301 |
Source: San Diego County records · APN 158-810-21-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 457 ERNEST CT, OCEANSIDE, CA 92056-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Dec 08, 2020 | Intrafamily Transfer, Transfer · VA Mortgage LOAN SIMPLE INC |
| Dec 08, 2020 | Quit Claim Deed, Transfer LAWYERS TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2020 |
| Deed Sale | Dec 08, 2020 |
| Prior Sale | May 31, 2012 |
| Deed Document Number | 2020786124 |
| Last Transfer Date | Nov 29, 2022 |
| Transfer Doc | 0000460009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 01, 2026 |
| Property Address | 457 ERNEST CT, OCEANSIDE, CA 92056-2408 |
| Document Number | 0000124563 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026124563 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NORWEST TITLE, NORTHWEST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 457 ERNEST CT, OCEANSIDE, CA 92056-2408 |
| Document Number | 0000124563, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 2026124563 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2066 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 08, 2020 |
| Property Address | 457 ERNEST CT, OCEANSIDE, CA 92056-2408 |
| Document Number | 0000786124 |
| Map Reference | MAP 15334 |
| Instrument Date | Dec 01, 2020 |
| Instrument | 2020-0786124 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 457 ERNEST CT, OCEANSIDE, CA 92056-2408 |
| Document Number | 0000786125 |
|---|---|
| Date | Dec 08, 2020 |
| Instrument | 2020-0786125 |
| Name | LOAN SIMPLE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 08, 2020 |
| Property Address | 457 ERNEST CT, OCEANSIDE, CA 92056-2408 |
| Document Number | 0000786126 |
| Instrument Date | Dec 01, 2020 |
| Instrument | 786126 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 457 ERNEST CT OCEANSIDE CA 920562408, OCEANSIDE, CA 92056-2408 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $686,057 (+2%) Land $269,627 Building $416,430 | |
| 2025 | $5,669.00 (-21.42%) Veteran's exemption | $672,606 (+4.04%) Land $264,341 Building $408,265 |
| 2024 | $7,214.00 (+36.14%) | |
| 2023 | $5,299.00 (-1.14%) | $646,489 Land $254,077 Building $392,412 |
| 2022 | $5,360.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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