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445 Ernest Ct, Oceanside, CA 92056 Property Records

San Diego County property record for 445 Ernest Ct, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage2,809 sqft Living Area
Lot Size10,839 sqft (0.249 acres)
OccupancyOwner Occupied
Last Sale$861,000 (2020)
Tax Bill$11,052.00 (2025)

Property Details

APN / Parcel Number

Primary APN158-810-24-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,809 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area10,839 sqft (0.249 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address445 ERNEST CT
CityOCEANSIDE
StateCA
Zip92056-2408
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 24 TR 015334
Legal SubdivisionERNEST A TAYLOR ESTATES
Legal Tract015334
Legal Block3
Legal Lot Number24
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup3
Census Block3000
Census Tract19301

Owner

Source: San Diego County records · APN 158-810-24-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address445 ERNEST CT, OCEANSIDE, CA 92056-2408
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Grant Deed, Transfer · Veterans Administration Mortgage
AMERICAN FINANCIAL NETWORK INC
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS
Aug 06, 2019Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 05, 2017Grant Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 02, 2017Grant Deed, Transfer
TITLE 365

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Prior SaleAug 06, 2019 · Amount on Record
Deed Doc Number2020817763
Prior Transfer DateOct 31, 2006
Prior Transfer Doc0000792342
Record RefreshedSep 20, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 18, 2020
Property Address445 ERNEST CT, OCEANSIDE, CA 92056-2408
Document Number0000817763
Map ReferenceMAP 15334
Instrument DateDec 17, 2020
Instrument2020-0817763
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address302 VIA METATES, OCEANSIDE, CA 92057-4501

Mortgage

Document Number0000817764
DateDec 18, 2020
Instrument2020-0817764
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address445 ERNEST CT, OCEANSIDE, CA 92056-2408
Document Number0000423320
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 ERNEST CT OCEANSIDE CA 920562408, OCEANSIDE, CA 92056-2408

Mortgage

Document Number0000423320
DateJul 31, 2020
Instrument423320
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 06, 2019
Property Address445 ERNEST CT, OCEANSIDE, CA 92056-2408
Document Number0000326069
Map ReferenceMAP 15334
Instrument DateJul 12, 2019
Instrument2019-0326069
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 ERNEST CT, OCEANSIDE, CA 92056-2408

Mortgage

Document Number0000326070
DateAug 06, 2019
Instrument2019-0326070
Lender
NameUNITED WHOLESALE MORTGAGE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 05, 2017
Property Address445 ERNEST CT, OCEANSIDE, CA 92056-2408
Document Number0000303062
Map ReferenceMAP15334
Instrument DateJun 19, 2017
Instrument2017-0303062
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATL TITLE CO SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address445 ERNEST CT, OCEANSIDE, CA 92056-2408
Mail Care OfGREG HAMMILL

Mortgage

Document Number0000303063
DateJul 05, 2017
Instrument2017-0303063
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Mortgage

Document Number0000303064
DateJul 05, 2017
Instrument2017-0303064
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 02, 2017
Property Address445 ERNEST CT, OCEANSIDE, CA 92056-2408
Document Number0000099319
Instrument DateFeb 23, 2017
Instrument99319
Transaction TypeTransfer
Record UpdatedMar 08, 2017
Title CompanyTITLE 365

Transaction

AmountAmount Recorded
Tax$735.90
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address373 APOLLO DR VISTA CA 920843737, VISTA, CA 92084-3737

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,000,487 (+2%) Land $497,939 Building $502,548
2025$11,052.00 (+13.51%) Homeowner's exemption$980,871 (+9.5%) Land $488,176 Building $492,695
2023$9,737.00 (+0.38%)$895,784 Land $469,220 Building $426,564
2022$9,700.00

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