450 Emerald Dr, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 450 Emerald Dr, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1949
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,000 (Jan 2020)
Tax Bill	$4,512 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`0331-053-10-0000`

Property Details

APN / Parcel Number

Primary APN	`0331-053-10-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,388 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	972 sqft
2nd Floor Area	416 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1965
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	150 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	588 sqft
Patio Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	450 EMERALD DR
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 2542 LOT 63 TR NO 2542 ARROWHEAD WOODS TR NO 77 LOT 63
Legal Subdivision	ARROWHEAD WOODS
Legal Tract	2542
Legal Block	2
Legal Lot Number	63
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2013
Census Tract	10906

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1080 PLAZA ESTRELLA, LAKE HAVASU CITY, AZ 86406-4229
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 3, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Dec 23, 2015 · Amount on Record
Deed Document Number	20203711
Prior Transfer Date	Dec 21, 2015
Prior Transfer Doc	0000007862
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	450 EMERALD DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 PLAZA ESTRELLA, LAKE HAVASU CITY, AZ 86406-4229

Mortgage

Document Number	0000366010
Date	Aug 13, 2021
Instrument	2021-0366010

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 3, 2020
Property Address	450 EMERALD DR, LAKE ARROWHEAD, CA 92352
Document Number	0000003711
Map Reference	MB 36 PG 41-44
Instrument Date	Dec 12, 2019
Instrument	2020-0003711
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1080 PLAZA ESTRELLA, LAKE HAVASU CITY, AZ 86406-4229

Mortgage

Document Number	0000003712
Date	Jan 3, 2020
Instrument	2020-0003712

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$387,085 (+2%) Land $77,416 Building $309,669
2025	$4,512.00 (+6.54%)	$379,495 (+4.04%) Land $75,898 Building $303,597
2023	$4,235.00 (+2.05%)	$364,759 Land $72,951 Building $291,808
2022	$4,150.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SBDNO COUNTY SERVICE AREA 70 CEDAR GLEN serves 1,240 people · EPA ID CA3610026
Water Source	Purchased surface water from CLAWA
Last State Inspection	Apr 2021
Also Mapped Here	LAKE ARROWHEAD CSD
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Oct 2012
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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