San Bernardino County property record for 433 Emerald Dr, Lake Arrowhead, CA 92352 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,210 sqft · built 1995 |
| Lot Size | 0.419 acres (18,231 sqft) |
| Owner | Company Name on File |
| Last Sale | $113,000 (Dec 1994) |
| Tax Bill | $7,525 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 0331-471-15-0000 |
| Primary APN | 0331-471-15-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,210 sqft Living Area |
| Gross Area | 3,862 sqft |
| 1st Floor Area | 1,296 sqft |
| 2nd Floor Area | 1,914 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Lot Area | 18,231 sqft (0.419 acres) |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 652 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 1,224 sqft |
| Patio Area | 1,224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 433 EMERALD DR |
|---|---|
| City | LAKE ARROWHEAD |
| State | CA |
| Zip | 92352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 10944 LOT 10 TRACT 10944 LOTS 10 AND 11 ***** 01/19/95 #95-017629 MERGER ***** |
| Legal Tract | 10944 |
| Legal Block | 2 |
| Legal Lot Number | 10,11 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | LAKE ARROWHEAD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10906 |
Source: San Bernardino County records · APN 0331-471-15-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1074, CEDAR GLEN, CA 92321-1074 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Nov 20, 2018 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 1994 · Amount on Record |
| Deed Sale | Dec 16, 1994 · Amount on Record |
| Deed Document Number | 1994495690 |
| Last Transfer Date | Nov 09, 2006 |
| Transfer Doc | 0000770673 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 433 EMERALD DR, LAKE ARROWHEAD, CA 92352 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SPL TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000260828 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 2019-0260828 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 433 EMERALD DR, LAKE ARROWHEAD, CA 92352 |
| Document Number | 0000445593 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 433 EMERALD DR LAKE ARROWHEAD CA 92352, LAKE ARROWHEAD, CA 92352 |
| Document Number | 0000445593 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 445593 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2048 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Rim of the World Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $676,173 (+2%) Land $97,726 Building $578,447 | |
| 2025 | $7,525.00 (+6.74%) Homeowner's exemption | $662,915 (+4.04%) Land $95,810 Building $567,105 |
| 2023 | $7,050.00 (+2.1%) Homeowner's exemption | $637,172 Land $92,089 Building $545,083 |
| 2022 | $6,905.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | About 1 in 467 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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