450 E Main St, North Adams, MA 01247 Property Records

Berkshire County and North Adams City property record for 450 E Main St, North Adams, MA 01247

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,916 sqft · built 1900
Lot Size	0.164 acres (7,128 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Sep 2025)
Tax Bill	$3,489 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale & Mortgage + 2 more
APN	`NADA M:123 B:0000 L:19`

Property Details

APN / Parcel Number

Primary APN	`NADA M:123 B:0000 L:19`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,916 sqft Living Area
Gross Area	4,022 sqft
Basement Area	958 sqft
Unfinished Basement	958 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	7,128 sqft (0.164 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	450 E MAIN ST
City	NORTH ADAMS
State	MA
Zip	01247-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	19
Jurisdiction	NORTH ADAMS MA
Township / Civil Division	NORTH ADAMS
Census Block Group	2
Census Block	2010
Census Tract	921300

Owner

Source: Berkshire County and North Adams City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 E MAIN ST, NORTH ADAMS, MA 01247-4414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 18, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 22, 2021	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 17, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	20255042
Deed Book / Page	1897 / 436
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ADAMS MA
Recording Date	Jun 9, 2026
Property Address	450 E MAIN ST, NORTH ADAMS, MA 01247-4414
Document Number	01919-1068
Book / Page	1919 / 1068
Instrument Date	Jun 3, 2026
Instrument	20263031
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E MAIN ST, NORTH ADAMS, MA 01247-4414
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003031,
Date	Jun 9, 2026
Book Page	1919/1068
Instrument	20263031

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ADAMS MA
Recording Date	Sep 18, 2025
Property Address	450 E MAIN ST, NORTH ADAMS, MA 01247-4414
Document Number	001897-436
Book / Page	1897 / 436
Instrument Date	Sep 18, 2025
Instrument	5042
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E MAIN ST, NORTH ADAMS, MA 01247-4414
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005043
Date	Sep 18, 2025
Instrument	5043

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ADAMS MA
Recording Date	Oct 22, 2021
Property Address	450 E MAIN ST, NORTH ADAMS, MA 01247-4414
Document Number	001769-862
Book / Page	1769 / 862
Instrument Date	Oct 22, 2021
Instrument	7173
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E MAIN ST, NORTH ADAMS, MA 01247-4414

Mortgage

Document Number	0000007174
Date	Oct 22, 2021
Instrument	7174

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ADAMS MA
Recording Date	Dec 17, 2018
Property Address	450 E MAIN ST, NORTH ADAMS, MA 01247-4414
Document Number	1672-104
Book / Page	1672 / 104
Instrument Date	Dec 17, 2018
Instrument	7342
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E MAIN ST, NORTH ADAMS, MA 01247-4414

Mortgage

Document Number	7343
Date	Dec 17, 2018
Instrument	7343

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Type Change Date	Jan 1, 2022

Tax Assessment & Valuation

Source: Berkshire County and North Adams City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
Municipality	North Adams City
Unified School District	North Adams School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,489.00 (+9.41%)	$208,800 (+15.68%) Land $33,100 Building $175,700	$257,904
2023	$3,189.00	$180,500 Land $30,300 Building $150,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ADAMS WATER DEPT serves 13,000 people · EPA ID MA1209000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2014
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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