449 1/2 E Main St, North Adams, MA 01247 Property Records

Berkshire County and North Adams City property record for 449 1/2 E Main St, North Adams, MA 01247

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,146 sqft · built 1900
Lot Size	0.214 acres (9,308 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Nov 2025)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Mar 2022 Refinance Nov 2025 Sale & Mortgage + 2 more
APN	`NADA M:123 B:0000 L:55`

Property Details

APN / Parcel Number

Primary APN	`NADA M:123 B:0000 L:55`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,146 sqft Living Area
Gross Area	2,511 sqft
Basement Area	573 sqft
Unfinished Basement	573 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	9,308 sqft (0.214 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	449 1/2 E MAIN ST
City	NORTH ADAMS
State	MA
Zip	01247-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	55
Jurisdiction	NORTH ADAMS MA
Township / Civil Division	NORTH ADAMS
Census Block Group	1
Census Block	1023
Census Tract	921300

Owner

Source: Berkshire County and North Adams City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	449 E MAIN ST, 2-1, NORTH ADAMS, MA 01247-4411
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED STATES OF AMERICA
Nov 20, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ADAMS BANK & TRUST
Aug 8, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS COMMUNITY BANK
Jun 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Aug 8, 2023 · Amount on Record
Deed Document Number	20256404
Deed Book / Page	1903 / 791
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ADAMS MA
Property Address	449 1/2 E MAIN ST, NORTH ADAMS, MA 01247-4411
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001785-308
Date	Mar 18, 2022
Book Page	1785/308
Instrument	1826

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2062

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ADAMS MA
Recording Date	Nov 20, 2025
Property Address	449 1/2 E MAIN ST, NORTH ADAMS, MA 01247-4411
Document Number	001903-791
Book / Page	1903 / 791
Instrument Date	Nov 20, 2025
Instrument	6404
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 E MAIN ST # 2-1, 2-1, NORTH ADAMS, MA 01247-4411

Mortgage

Document Number	0000006405
Date	Nov 20, 2025
Instrument	6405

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ADAMS MA
Recording Date	Aug 8, 2023
Property Address	449 1/2 E MAIN ST, NORTH ADAMS, MA 01247-4411
Document Number	001832-179
Book / Page	1832 / 179
Instrument Date	Aug 8, 2023
Instrument	4157
Transaction Type	Transfer
Record Updated	Sep 15, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 ALLESSIO ST, PITTSFIELD, MA 01201-5510

Mortgage

Document Number	0000004158
Date	Aug 8, 2023
Instrument	4158

Lender

Name	ADAMS COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Sep 1, 2030
Max Rate At Change	2.75%
Index	3-Year CMT

Mortgage

Document Number	001832-199
Date	Aug 8, 2023
Book Page	1832/199
Instrument	4159

Lender

Name	ADAMS COMMUNITY BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ADAMS MA
Recording Date	Jun 2, 2017
Property Address	449 1/2 E MAIN ST, NORTH ADAMS, MA 01247-4411
Document Number	1625-556
Book / Page	001625 / 000556
Instrument Date	Jun 2, 2017
Instrument	3077
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount Recorded
Tax	$590.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 E MAIN ST NORTH ADAMS MA 01247, NORTH ADAMS, MA 01247

Tax Assessment & Valuation

Source: Berkshire County and North Adams City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
Municipality	North Adams City
Unified School District	North Adams School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,061.00 (+10.99%)	$183,200 (+17.36%) Land $28,500 Building $154,700	$208,413
2023	$2,758.00	$156,100 Land $26,100 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ADAMS WATER DEPT serves 13,000 people · EPA ID MA1209000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2014
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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