440 E Main St, North Adams, MA 01247 Property Records

Berkshire County and North Adams City property record for 440 E Main St, North Adams, MA 01247

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,424 sqft · built 1875
Lot Size	0.361 acres (15,708 sqft)
Owner	Individual Name on File
Last Sale	$163,500 (Dec 2021)
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2022 Mortgage + 2 more
APN	`NADA M:123 B:0000 L:18`

Property Details

APN / Parcel Number

Primary APN	`NADA M:123 B:0000 L:18`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,424 sqft Living Area
Gross Area	4,533 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	15,708 sqft (0.361 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	440 E MAIN ST
City	NORTH ADAMS
State	MA
Zip	01247-4432
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	18
Jurisdiction	NORTH ADAMS MA
Township / Civil Division	NORTH ADAMS
Census Block Group	2
Census Block	2010
Census Tract	921300

Owner

440 E Main St, a duplex, is owned and occupied by an individual who bought it in December 2021.

Source: Berkshire County and North Adams City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	440 E MAIN ST, NORTH ADAMS, MA 01247-4432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREYLOCK FCU
Dec 9, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREYLOCK FCU
Dec 17, 2021	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Mar 8, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Mar 8, 2019 · Amount on File
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ADAMS MA
Property Address	440 E MAIN ST, NORTH ADAMS, MA 01247-4432
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001841-571
Date	Nov 15, 2023
Book Page	1841/571
Instrument	6292

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ADAMS MA
Property Address	440 E MAIN ST, NORTH ADAMS, MA 01247-4432
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001812-303
Date	Dec 9, 2022
Book Page	1812/303
Instrument	8007

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ADAMS MA
Recording Date	Dec 17, 2021
Property Address	440 E MAIN ST, NORTH ADAMS, MA 01247-4432
Document Number	0001776-37
Book / Page	1776 / 37
Instrument Date	Dec 17, 2021
Instrument	8552
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E MAIN ST, NORTH ADAMS, MA 01247-4432

Mortgage

Document Number	0000008553
Date	Dec 17, 2021
Instrument	8553

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ADAMS MA
Recording Date	Mar 8, 2019
Property Address	440 E MAIN ST, NORTH ADAMS, MA 01247-4432
Document Number	1677-30
Book / Page	1677 / 30
Instrument Date	Feb 25, 2019
Instrument	1108
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E MAIN ST, NORTH ADAMS, MA 01247-4432

Mortgage

Document Number	1109
Date	Mar 8, 2019
Instrument	1109

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 440 E Main St was $2,909.

Source: Berkshire County and North Adams City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
Municipality	North Adams City
Unified School District	North Adams School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,909.00	$174,100 Land $34,800 Building $139,300	$231,806
2023	$2,525.00	$142,900 Land $31,900 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 440 E Main St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ADAMS WATER DEPT serves 13,000 people · EPA ID MA1209000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2014
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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