450 E Indian Rock Rd, Vista, CA 92084 Property Records

San Diego County property record for 450 E Indian Rock Rd, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,323 sqft · built 1948
Lot Size	0.165 acres (7,190 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Oct 2021)
Tax Bill	$7,383 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-124-12-00`

Property Details

APN / Parcel Number

Primary APN	`173-124-12-00`
Alternative APN	`1731212700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,323 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	7,190 sqft (0.165 acres)

Location & Zoning

Old Parcel Number	1731212700
Street Address	450 E INDIAN ROCK RD
City	VISTA
State	CA
Zip	92084-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 18-11-3W LOT 10 (EX ST)DOC78-127103 IN
Legal Range	03W
Legal Township	11
Legal Section	18
Legal Subdivision	COUNTY/SAN DIEGO
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19206

Owner

450 E Indian Rock Rd is owned and occupied by two individuals who bought it in October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 E INDIAN ROCK RD, VISTA, CA 92084-4403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 4, 2021	Intrafamily Transfer, Transfer LENNAR TITLE
Oct 4, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Mar 11, 2002 · Amount on File
Deed Document Number	2021693718
Prior Transfer Date	Oct 1, 2021
Prior Transfer Doc	0000693717
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	450 E INDIAN ROCK RD, VISTA, CA 92084-4403
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 EINDIAN ROCK RD, VISTA, CA 92084

Mortgage

Document Number	0000033434
Date	Feb 6, 2026
Instrument	2026-0033434

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2021
Property Address	450 E INDIAN ROCK RD, VISTA, CA 92084-4403
Document Number	0000693717
Instrument Date	Oct 1, 2021
Instrument	2021-0693717
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	LENNAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E INDIAN ROCK RD, VISTA, CA 92084-4403

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2021
Property Address	450 E INDIAN ROCK RD, VISTA, CA 92084-4403
Document Number	0000693718
Instrument Date	Sep 22, 2021
Instrument	2021-0693718
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	LENNAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	450 E INDIAN ROCK RD, VISTA, CA 92084-4403

Mortgage

Document Number	0000693719
Date	Oct 4, 2021
Instrument	2021-0693719

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 450 E Indian Rock Rd was $7,383.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$595,333 (+2%) Land $304,338 Building $290,995
2025	$7,383.00	$583,661 Land $298,371 Building $285,290
2023	$6,854.00 (+0.22%)	$560,999 Land $286,786 Building $274,213
2022	$6,839.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 450 E Indian Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 450 E Indian Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on E Indian Rock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures