450 Craig St, Ferndale, CA 95536 Property Records

Humboldt County property record for 450 Craig St, Ferndale, CA 95536

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,913 sqft · built 1961
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on Record
Last Sale	$435,000 (Feb 2022)
Tax Bill	$6,415 (2025)
Deeds & Mortgages	Apr 2022 Transfer Feb 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031-161-009-000`

Property Details

APN / Parcel Number

Primary APN	`031-161-009-000`
Alternative APN	`03116109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,913 sqft Total Area

Exterior

Year Built	Built 1961
Construction Type	Wood
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	03116109
Street Address	450 CRAIG ST
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2-D
Legal Description	L1 /B20P142SHAWS DIVISION-FERNIONRN604450000A C 86C 00000000 N
Legal Lot Number	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1020
Census Tract	11200

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 454, FERNDALE, CA 95536-0454
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Intrafamily Transfer, Transfer
Feb 8, 2022	Affidavit of Death of Joint Tenant, Transfer HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE
Feb 8, 2022	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Feb 8, 2022 · Amount on Record
Deed Document Number	0000002596
Last Transfer Date	Apr 12, 2022
Transfer Doc	0000007087
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Apr 12, 2022
Property Address	450 CRAIG ST, FERNDALE, CA 95536
Document Number	0000007087
Instrument Date	Apr 11, 2022
Instrument	2022-007087
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 913, FERNDALE, CA 95536-0913

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HUMBOLDT CA
Recording Date	Feb 8, 2022
Property Address	450 CRAIG ST, FERNDALE, CA 95536
Document Number	0000002594
Map Reference	MB 5 PG 79
Instrument Date	Feb 4, 2022
Instrument	2022-002594
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 365, FERNDALE, CA 95536-0365

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Feb 8, 2022
Property Address	450 CRAIG ST, FERNDALE, CA 95536
Document Number	0000002596
Map Reference	MB 5 PG 79
Instrument Date	Feb 2, 2022
Instrument	2022-002596
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 454, FERNDALE, CA 95536-0454

Mortgage

Document Number	0000002597
Date	Feb 8, 2022
Instrument	2022-002597

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,415.00 (+106.2%) Homeowner's exemption	$461,625 (+200.47%) Land $185,711 Building $275,914
2023	$3,111.00 (+0.78%) Homeowner's exemption	$153,633 Land $40,536 Building $113,097
2022	$3,087.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Craig St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures