433 Craig St, Ferndale, CA 95536 Property Records

Humboldt County property record for 433 Craig St, Ferndale, CA 95536

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,108 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Aug 1999)
Tax Bill$2,644 (2025)
Deeds & MortgagesMar 2026 Transfer
Apr 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN031-093-011-000

Property Details

APN / Parcel Number

Primary APN031-093-011-000
Alternative APN
  • 03109311

Exterior

Lot Area6,108 sqft (0.14 acres)

Location & Zoning

Street Address433 CRAIG ST
CityFERNDALE
StateCA
Zip95536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2-D
Legal DescriptionLT3 FRANCIS DIV TWN FERNDALE BK5 MAPS PG79
Legal SubdivisionFRANCIS DIVISION
Legal Block1
Legal Lot Number3
JurisdictionHUMBOLDT CA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1021
Census Tract11200

Owner

Source: Humboldt County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address433 CRAIG ST, FERNDALE, CA 95536
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Intrafamily Transfer, Transfer
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 1999 · Amount on Record
Deed SaleAug 4, 1999 · Amount on Record
Deed Document Number199921633
Last Transfer DateJan 20, 2009
Transfer Doc0000002853
Record UpdatedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHUMBOLDT CA
Recording DateMar 30, 2026
Property Address433 CRAIG ST, FERNDALE, CA 95536
Document Number0000003908
Instrument DateMar 26, 2026
Instrument2026-003908
Transaction TypeTransfer
Record UpdatedApr 22, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 365, FERNDALE, CA 95536-0365

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address433 CRAIG ST, FERNDALE, CA 95536
Transaction TypeMortgage
Record UpdatedMay 4, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 CRAIG ST, FERNDALE, CA 95536

Mortgage

Document Number0000008074
DateApr 12, 2021
Instrument2021-008074
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressFREEDOM, CA 95019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
MunicipalityFerndale City
Unified School DistrictFerndale Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,644.00 (+4.05%) Homeowner's exemption$169,235 (+4.04%) Land $69,151 Building $100,084
2024$2,541.00 (+2.46%)
2023$2,480.00 (+1.02%) Homeowner's exemption$162,666 Land $66,467 Building $96,199
2022$2,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEL ORO WATER CO-FERNDALE
private · serves 1,662 people · EPA ID CA1210007
Water SourceGroundwater
Last State InspectionDec 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
101Netlink
Fixed Wireless
100 / 20

May also be available: Verizon.

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