369 Craig St, Ferndale, CA 95536 Property Records

Humboldt County property record for 369 Craig St, Ferndale, CA 95536

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,842 sqft · built 1900
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (Apr 1994)
Tax Bill	$3,018 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031-094-002-000`

Property Details

APN / Parcel Number

Primary APN	`031-094-002-000`
Alternative APN	`03109402`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Construction Type	Wood
Lot Area	12,632 sqft (0.289 acres)

Location & Zoning

Old Parcel Number	03109402
Street Address	369 CRAIG ST
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-D
Legal Description	SUBD:FRANCIS DIVISION OF FERNDALE
Legal Subdivision	FRANCIS DIVISION OF FERNDALE
Legal Block	7
Legal Lot Number	1 2
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1026
Census Tract	11200

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1433, FERNDALE, CA 95536-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 2, 2020	Deed of Trust, Mortgage QUICKEN LNS
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 1994 · Amount on Record
Deed Sale	Apr 29, 1994 · Amount on Record
Prior Sale	Oct 9, 2007
Deed Document Number	0000012638
Deed Book / Page	031
Last Transfer Date	Aug 28, 2009
Transfer Doc	0001984502
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	369 CRAIG ST, FERNDALE, CA 95536
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 CRAIG ST, FERNDALE, CA 95536

Mortgage

Document Number	0000028818
Date	Dec 21, 2021
Instrument	2021-028818

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	Other
Max Rate	7.75%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	369 CRAIG ST, FERNDALE, CA 95536
Document Number	0000000757
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	369 CRAIG ST FERNDALE CA 95536, FERNDALE, CA 95536

Mortgage

Document Number	0000000757
Date	Jan 15, 2020
Instrument	757

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	369 CRAIG ST, FERNDALE, CA 95536
Document Number	0000004671
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	369 CRAIG ST FERNDALE CA 95536, FERNDALE, CA 95536

Mortgage

Document Number	0000004671
Date	Mar 12, 2018
Instrument	4671

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,018.00 (+6.61%) Homeowner's exemption	$205,641 (+4.04%) Land $93,472 Building $112,169
2023	$2,831.00 (+1.11%) Homeowner's exemption	$197,658 Land $89,844 Building $107,814
2022	$2,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Craig St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures