Sonoma County property record for 450 Christensen Ln, Cotati, CA 94931
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,501 sqft · built 1998 |
| Lot Size | 0.274 acres (11,935 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $750,000 (Jul 2021) |
| Tax Bill | $9,674 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144-340-045-000 |
| Primary APN | 144-340-045-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,501 sqft Living Area |
| Gross Area | 1,922 sqft |
| 1st Floor Area | 1,501 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood |
| Lot Area | 11,935 sqft (0.274 acres) |
| Garage Type | Attached |
| Garage Area | 421 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Old Parcel Number | 144-340-045 |
|---|---|
| Street Address | 450 CHRISTENSEN LN |
| City | COTATI |
| State | CA |
| Zip | 94931-7619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 99 FM144-340-004 OAK KNOLL SUBDIVISION LOT 18 |
| Legal Subdivision | OAK KNOLL SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | PETALUMA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 151204 |
Source: Sonoma County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 450 CHRISTENSEN LN, COTATI, CA 94931-7619 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 30, 2021 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on Record |
| Deed Sale | Jul 30, 2021 · Amount on Record |
| Prior Sale | Sep 6, 2013 · Amount on Record |
| Deed Document Number | 202187636 |
| Prior Transfer Date | Mar 23, 2005 |
| Prior Transfer Doc | 0000040350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 450 E SCHOOL ST, COTATI, CA 94931 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000064469 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 2020064469 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jul 30, 2021 |
| Property Address | 450 E SCHOOL ST, COTATI, CA 94931 |
| Document Number | 0000087636 |
| Map Reference | MB 580 PG 35-38 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021087636 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | NORTHEAST TITLE COMPANY, NORTH COAST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 CHRISTENSEN LN, COTATI, CA 94931-7619 |
| Document Number | 0000087637 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021087637 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 450 E SCHOOL ST, COTATI, CA 94931 |
| Document Number | 0000004788 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 450 CHRISTENSEN LN COTATI CA 949317619, COTATI, CA 94931-7619 |
| Document Number | 0000004788 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 4788 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cotati City |
| Unified School District | Cotati-Rohnert Park Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $811,822 (+2%) Land $324,729 Building $487,093 | |
| 2025 | $9,674.00 (+2.9%) | $795,905 (+4.04%) Land $318,362 Building $477,543 |
| 2023 | $9,401.00 (+1.73%) | $765,000 Land $306,000 Building $459,000 |
| 2022 | $9,241.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COTATI serves 7,290 people · EPA ID CA4910016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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