445 Christensen Ln, Cotati, CA 94931 Property Records

Sonoma County property record for 445 Christensen Ln, Cotati, CA 94931 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,954 sqft · built 1999
Lot Size0.115 acres (4,994 sqft)
OwnerCompany Name on File
Last Sale$259,000 (Feb 1999)
Tax Bill$5,228 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Oct 2022 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN144-340-043-000

Property Details

APN / Parcel Number

Primary APN144-340-043-000
Alternative APN
  • 144-340-043

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,954 sqft Living Area
Gross Area2,370 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Lot Area4,994 sqft (0.115 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Old Parcel Number144-340-043
Street Address445 CHRISTENSEN LN
CityCOTATI
StateCA
Zip94931-7617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description99 FM144-340-004 OAK KNOLL SUBDIVISION LOT 16
Legal SubdivisionOAK KNOLL SUBDIVISION
Legal Block3
Legal Lot Number16
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group3
Census Block3000
Census Tract151204

Owner

Source: Sonoma County records · APN 144-340-043-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address445 CHRISTENSEN LN, COTATI, CA 94931-7617
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
REDWOOD CU
Oct 28, 2022Intrafamily Transfer, Transfer
Nov 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Oct 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
PREMIER LENDING INC
Jul 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
REDWOOD CU
Oct 24, 2018Deed of Trust, Mortgage · Line of Credit
REDWOOD CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 1999 · Amount on Record
Deed SaleFeb 26, 1999 · Amount on Record
Deed Document Number199925380
Last Transfer DateOct 26, 2022
Transfer Doc0000068869
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address445 CHRISTENSEN LN, COTATI, CA 94931-7617
Transaction TypeMortgage
Record UpdatedNov 13, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 CHRISTENSEN LN, COTATI, CA 94931-7617

Mortgage

Document Number0000050632
DateOct 27, 2023
Instrument2023050632
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2038

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateOct 28, 2022
Property Address445 CHRISTENSEN LN, COTATI, CA 94931-7617
Document Number0000068869
Map ReferenceMB 580 PG 35-38
Instrument DateOct 26, 2022
Instrument2022068869
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 CHRISTENSEN LN, COTATI, CA 94931-7617

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address445 CHRISTENSEN LN, COTATI, CA 94931-7617
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 CHRISTENSEN LN, COTATI, CA 94931-7617

Mortgage

Document Number0000119109
DateNov 01, 2021
Instrument2021119109
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2036

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address445 CHRISTENSEN LN, COTATI, CA 94931-7617
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078637
DateOct 28, 2019
Instrument2019078637
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2034

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address445 CHRISTENSEN LN, COTATI, CA 94931-7617
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063968
DateJul 31, 2020
Instrument2020063968
Lender
NamePREMIER LENDING INC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address445 CHRISTENSEN LN, COTATI, CA 94931-7617
Document Number0000057062
Instrument DateJul 30, 2019
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address445 CHRISTENSEN LN COTATI CA 949317617, COTATI, CA 94931-7617

Mortgage

Document Number0000057062
DateAug 16, 2019
Instrument57062
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 15, 2034

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address445 CHRISTENSEN LN, COTATI, CA 94931-7617
Document Number0000076971
Instrument DateOct 24, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address445 CHRISTENSEN LN COTATI CA 949317617, COTATI, CA 94931-7617

Mortgage

Document Number0000076971
DateNov 06, 2018
Instrument76971
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 05, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityCotati City
Unified School DistrictCotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,228.00 (+2.93%)$406,032 (+4.04%) Land $133,250 Building $272,782
2023$5,079.00 (+1.74%)$390,268 Land $128,077 Building $262,191
2022$4,992.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 321 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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