439 Christensen Ln, Cotati, CA 94931 Property Records

Sonoma County property record for 439 Christensen Ln, Cotati, CA 94931

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,202 sqft · built 1998
Lot Size0.143 acres (6,215 sqft)
OwnerIndividual Name on Record
Last Sale$850,000 (Jul 2021)
Tax Bill$10,805 (2025)
Deeds & MortgagesNov 2022 Second Mortgage
Jul 2021 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN144-340-041-000

Property Details

APN / Parcel Number

Primary APN144-340-041-000
Alternative APN
  • 144-340-041

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,202 sqft Living Area
Gross Area1,628 sqft
1st Floor Area1,202 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeWood
Lot Area6,215 sqft (0.143 acres)
Garage TypeAttached
Garage Area426 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Old Parcel Number144-340-041
Street Address439 CHRISTENSEN LN
CityCOTATI
StateCA
Zip94931-7617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description99 FM144-340-004 OAK KNOLL SUBDIVISION LOT 14
Legal SubdivisionOAK KNOLL SUBDIVISION
Legal Block3
Legal Lot Number14
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group3
Census Block3000
Census Tract151204

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address439 CHRISTENSEN LN, COTATI, CA 94931-7617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CENTRAL COAST LENDING INC
Jul 26, 2021Grant Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Mar 17, 2017Deed of Trust, Mortgage · Line of Credit
SEA WEST COAST GUARD FCU
Aug 10, 2018Affidavit of Death, Transfer
ATTORNEY ONLY
Sep 21, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
SEA WEST COAST GUARD FCU
Sep 21, 2017Quit Claim Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.
Jun 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2021 · Amount on Record
Deed SaleJul 26, 2021 · Amount on Record
Prior SaleOct 30, 1998 · Amount on Record
Deed Document Number202184938
Prior Transfer DateMar 21, 2011
Prior Transfer Doc0000028521
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address439 CHRISTENSEN LN, COTATI, CA 94931-7617
Transaction TypeMortgage
Record UpdatedNov 22, 2022
Title CompanyFIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 CHRISTENSEN LN, COTATI, CA 94931-7617

Mortgage

Document Number0000072952
DateNov 8, 2022
Instrument2022072952
Lender
NameCENTRAL COAST LENDING INC
TypeMortgage Company
AddressMORRO BAY, CA 93442
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2037

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateJul 26, 2021
Property Address439 CHRISTENSEN LN, COTATI, CA 94931-7617
Document Number0000084938
Map ReferenceMB 580 PG 35-38
Instrument DateJul 16, 2021
Instrument2021084938
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$935.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 CHRISTENSEN LN, COTATI, CA 94931-7617

Mortgage

Document Number0000084939
DateJul 26, 2021
Instrument2021084939
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Mortgage

Document Number0000084940
DateJul 26, 2021
Instrument2021084940
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address439 CHRISTENSEN LN, COTATI, CA 94931-7617
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020895
DateMar 17, 2017
Instrument2017020895
Lender
NameSEA WEST COAST GUARD FCU
TypeCredit Union
AddressOAKLAND, CA 94605
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSONOMA CA
Recording DateAug 10, 2018
Property Address439 CHRISTENSEN LN, COTATI, CA 94931-7617
Document Number0000056744
Instrument DateJul 31, 2018
Instrument56744
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address439 CHRISTENSEN LN COTATI CA 949317617, COTATI, CA 94931-7617

September 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateSep 21, 2017
Property Address439 CHRISTENSEN LN, COTATI, CA 94931-7617
Document Number0000074292
Map ReferenceMAP580 PG35-38
Instrument DateSep 14, 2017
Instrument2017074292
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyPLACE TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address439 CHRISTENSEN LN, COTATI, CA 94931-7617

Mortgage

Document Number0000074293
DateSep 21, 2017
Instrument2017074293
Lender
NameSEA WEST COAST GUARD FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateSep 21, 2017
Property Address439 CHRISTENSEN LN, COTATI, CA 94931-7617
Document Number0000074294
Instrument DateSep 14, 2017
Instrument74294
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address439 CHRISTENSEN LN COTATI CA 949317617, COTATI, CA 94931-7617

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateJun 27, 2017
Property Address439 CHRISTENSEN LN, COTATI, CA 94931-7617
Document Number0000049633
Instrument DateJun 10, 2017
Instrument49633
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address439 CHRISTENSEN LN COTATI CA 949317617, COTATI, CA 94931-7617

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityCotati City
Unified School DistrictCotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$920,066 (+2%) Land $368,026 Building $552,040
2025$10,805.00 (+2.15%) Homeowner's exemption$902,026 (+4.04%) Land $360,810 Building $541,216
2023$10,578.00 (+1.74%)$867,000 Land $346,800 Building $520,200
2022$10,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COTATI
serves 7,290 people · EPA ID CA4910016
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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