Schenectady County and Schenectady City property record for 442 Arthur St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,565 sqft · built 1920 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Dec 2020) |
| Tax Bill | $6,461 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.51-5-12 |
| Primary APN | 421500 48.51-5-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,565 sqft Living Area |
| 1st Floor Area | 902 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cottage |
| Exterior Material | Stone |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 263 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 442 ARTHUR ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AND HALF OF 17 1 BLK AND GARAGE |
| Legal Block | 5 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 442 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOMESTEAD FUNDING CORP |
| Jul 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Dec 10, 2020 | Warranty Deed, Transfer MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on Record |
| Deed Sale | Dec 10, 2020 · Amount on Record |
| Prior Sale | Dec 3, 2015 · Amount on Record |
| Deed Document Number | 202039221 |
| Deed Book / Page | 2047 / 672 |
| Prior Transfer Date | Jun 21, 2004 |
| Prior Transfer Doc | 1680000735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 442 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 81A CARRIAGE HL, HALFMOON, NY 12065-4231 |
| Document Number | 0000034491 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 5122/688 |
| Instrument | 202134491 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 21, 2021 |
| Property Address | 442 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Document Number | 0000034486 |
| Book / Page | 2063 / 134 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 202134486 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $686.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 442 ARTHUR ST, 442, SCHENECTADY, NY 12306-3114 |
| Name | Verified Name |
|---|---|
| Address | 81A CARRIAGE HL, HALFMOON, NY 12065-4231 |
| Document Number | 0000034490 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 5122/674 |
| Instrument | 202134490 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 10, 2020 |
| Property Address | 442 ARTHUR ST, SCHENECTADY, NY 12306-3114 |
| Document Number | 0000039221 |
| Book / Page | 002047 / 000672 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 39221 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20 MARYVIEW DR WYNANTSKILL NY 121988703, WYNANTSKILL, NY 12198-8703 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,461.00 (+1.92%) | ||
| 2025 | $6,339.00 (+58.48%) | $125,800 (-) Land $11,600 Building $114,200 | $208,313 (+30.82%) Land $19,209 Building $189,104 |
| 2023 | $125,800 (+63.38%) Land $11,600 Building $114,200 | $159,241 (+69.58%) Land $14,684 Building $144,557 | |
| 2022 | $77,000 Land $11,600 Building $65,400 | $93,902 Land $14,146 Building $79,756 | |
| 2021 | $4,000.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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