Washoe County property record for 45 Winter St, Reno, NV 89503 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,384 sqft · built 1926 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (May 2018) |
| Tax Bill | $2,240 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-091-05 |
| Primary APN | 011-091-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,384 sqft Living Area |
| Gross Area | 2,588 sqft |
| 1st Floor Area | 1,604 sqft |
| 2nd Floor Area | 780 sqft |
| Basement Area | 204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,750 sqft (0.109 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Concrete/Metal Slab |
| Porch Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 WINTER ST |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89503-5606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POWNINGS ADD AMD LT 5 BLK S |
| Legal Range | 19E |
| Legal Township | 19N |
| Legal Section | 11 |
| Legal Subdivision | POWNINGS ADDITION |
| Legal Block | S |
| Legal Lot Number | 5 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO NORTH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 104 |
Source: Washoe County records · APN 011-091-05
Assessment roll updated December 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1665 ASPEN CREEK RD, RENO, NV 89519-0685 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| May 17, 2018 | Grant Deed, Transfer ONETRUST HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on Record |
| Deed Sale | May 17, 2018 · Amount on Record |
| Prior Sale | Sep 15, 2014 · Amount on Record |
| Deed Document Number | 20184815338 |
| Prior Transfer Date | Jul 21, 2011 |
| Prior Transfer Doc | 0004042547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 45 WINTER ST, RENO, NV 89503-5606 |
| Document Number | 0004946953 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | FIRST CENTENNIAL - RENO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 WINTER ST RENO NV 895035606, RENO, NV 89503-5606 |
| Document Number | 0004946953 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 4946953 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | May 17, 2018 |
| Property Address | 45 WINTER ST, RENO, NV 89503-5606 |
| Document Number | 0004815338 |
| Instrument Date | May 08, 2018 |
| Instrument | 4815338 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,234.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 WINTER ST RENO NV 895035606, RENO, NV 89503-5606 |
| Document Number | 4815339 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 4815339 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 16, 2048 |
Source: Washoe County records · Assessment roll updated December 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Reno City |
| Unified School District | Washoe County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,066 (-1.99%) Land $37,800 Building $49,266 | ||
| 2025 | $2,240.00 (-13.08%) | $88,836 (+2.2%) Land $37,800 Building $51,036 | $253,818 (+2.21%) Land $108,000 Building $145,818 |
| 2023 | $2,577.00 | $86,920 Land $36,750 Building $50,170 | $248,342 (+44.88%) Land $105,000 Building $143,342 |
| 2021 | $171,417 Land $50,000 Building $121,417 |
Source: FEMA National Flood Hazard Layer, Washoe County (32031C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320310001041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 505 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Net NV | Fixed Wireless (unlicensed) | 1,000 / 1,000 |
| Wi-Fiber | Fixed Wireless (unlicensed) | 500 / 500 |
| Hot Spot Broadband | Fixed Wireless (unlicensed) | 100 / 50 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, AT&T, Spectrum, Tech Stack 4. Availability varies by address; speeds are provider-advertised maximums, not measured.
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