Sanders County property record for 45 Winchester Rd, Heron, MT 59844
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,361 sqft · built 1982 |
| Lot Size | 6.3 acres (274,559 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $227 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R3512917 |
| Primary APN | R3512917 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,361 sqft Living Area |
| 1st Floor Area | 1,241 sqft |
| 2nd Floor Area | 1,120 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 274,559 sqft (6.3 acres) |
| Garage Type | Mixed |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Pole Barn | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000008034 |
|---|---|
| Street Address | 45 WINCHESTER RD |
| City | HERON |
| State | MT |
| Zip | 59844-9560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S10, T26 N, R34 W, PALT F1 IN SENE COS 1921 PAR 1 6.303 AC |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | THOMPSON FALLS-WEST END |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 201 |
Source: Sanders County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 WINCHESTER RD, HERON, MT 59844-9560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Oct 10, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2010 |
| Deed Sale | Jul 20, 2010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 45 WINCHESTER RD, HERON, MT 59844-9560 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 320559 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 320559 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 173 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 45 WINCHESTER RD, HERON, MT 59844-9560 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 000000310977 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 000000310977 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 171 Months |
| Due | Jan 1, 2033 |
Source: Sanders County assessment roll, as of December 31, 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Elementary School District | Noxon Elementary School District (PK - 08) |
| Secondary School District | Noxon High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227.00 (+0.89%) | $395,000 (+12.31%) | $395,000 (+12.31%) Land $169,318 Building $225,682 |
| 2023 | $225.00 (+2.27%) | $351,700 | $351,700 Land $94,764 Building $256,936 |
| 2022 | $220.00 Disabled Person's exemption Veteran's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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