44 Winchester Rd, Heron, MT 59844 Property Records

Sanders County property record for 44 Winchester Rd, Heron, MT 59844

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,498 sqft · built 2020
Lot Size	96.1 acres (4,186,552 sqft)
Owner	2 Individual Names on File
Last Sale	$205,600 (Nov 2017)
Tax Bill	$3,646 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R3513445`

Property Details

APN / Parcel Number

Primary APN	`R3513445`
Alternative APNs	`35-3685-10-1-01-01-0000` `0000008548`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,498 sqft Living Area
1st Floor Area	1,879 sqft
Attic	Attic
Attic Area	619 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,186,552 sqft (96.1 acres)
Terrain	Wooded
Garage Type	Mixed
Garage Area	2,500 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	886 sqft
Deck Area	16 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000008548
Street Address	44 WINCHESTER RD
City	HERON
State	MT
Zip	59844
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S10, T26 N, R34 W, C.O.S. 2327, ACRES 96.11, REM IN N2NE & NESW PLAT E
Legal Range	34W
Legal Township	26N
Legal Section	10
Jurisdiction	SANDERS MT
Township / Civil Division	THOMPSON FALLS-WEST END
Census Block Group	2
Census Block	2020
Census Tract	201

Owner

44 Winchester Rd, a rural home, is owned by two individuals who bought it in November 2017.

Source: Sanders County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 93, HERON, MT 59844-0093
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Balloon Mortgage WHITEFISH CU
Jul 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WHITEFISH CREDIT UNION
Nov 8, 2017	Warranty Deed, Transfer WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Deed Document Number	2017308125
Deed Book / Page	1 / 89252
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	44 WINCHESTER RD, HERON, MT 59844-9560
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	LAKE COUNTY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000320625
Date	Mar 26, 2021
Instrument	320625

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	44 WINCHESTER RD, HERON, MT 59844-9560
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000313470
Date	Jul 25, 2019
Instrument	313470

Lender

Name	WHITEFISH CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Nov 8, 2017
Property Address	44 WINCHESTER RD, HERON, MT 59844-9560
Document Number	0001/89252
Book / Page	1 / 89252
Instrument Date	Nov 8, 2017
Instrument	308125
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1341 WESTMOND RD, 1341, SAGLE, ID 83860-8429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	516 S NELSON ST, KENNEWICK, WA 99336-9330

Mortgage

Document Number	0001/89253
Date	Nov 8, 2017
Book Page	1/89253
Instrument	308126

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 44 Winchester Rd was $3,646, down 14.5% from the year before.

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Elementary School District	Noxon Elementary School District (PK - 08)
Secondary School District	Noxon High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,646.00 (-14.49%)	$941,399 (-)
2025	$4,264.00	$941,399	$941,399 Land $235,939 Building $705,460
2023	$4,564.00	$828,906	$828,906 Land $225,216 Building $603,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Winchester Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Winchester Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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