45 Winch St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 45 Winch St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,312 sqft · built 1948
Lot Size	2.95 acres (128,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$980,000 (Mar 2024)
Tax Bill	$11,556 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-62-4681`

Property Details

APN / Parcel Number

Primary APN	`45-62-4681`
Alternative APNs	`FRAM M:045 B:62 L:4681 U:000` `M:435.0 B:0001 L:0029.B` `F_666490_2942611` `11551`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,312 sqft Living Area
Gross Area	3,454 sqft
1st Floor Area	1,640 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	128,502 sqft (2.95 acres)
Garage Type	Basement
Deck Area	Deck Area
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11551
Street Address	45 WINCH ST
City	FRAMINGHAM
State	MA
Zip	01701-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	62
Legal Lot Number	4681
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	3
Census Block	3000
Census Tract	383902

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 WINCH ST, FRAMINGHAM, MA 01701-3737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage MIT FCU
Mar 15, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Mar 15, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Feb 21, 2014
Deed Document Number	202425672
Deed Book / Page	82569 / 423
Prior Transfer Date	Feb 28, 2024
Prior Transfer Doc	082569-419
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	45 WINCH ST, FRAMINGHAM, MA 01701-3737
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082569-452
Date	Mar 15, 2024
Book Page	82569/452
Instrument	25675

Lender

Name	MIT FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Mar 15, 2024
Property Address	45 WINCH ST, FRAMINGHAM, MA 01701-3737
Document Number	082569-423
Book / Page	82569 / 423
Instrument Date	Mar 15, 2024
Instrument	25672
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 WINCH ST, FRAMINGHAM, MA 01701-3737

Mortgage

Document Number	0000025673
Date	Mar 15, 2024
Instrument	25673

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	082569-444
Date	Mar 15, 2024
Book Page	82569/444
Instrument	25674

Lender

Name	MIT FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Mar 15, 2024
Property Address	45 WINCH ST, FRAMINGHAM, MA 01701-3737
Document Number	082569-419
Book / Page	82569 / 419
Instrument Date	Feb 28, 2024
Instrument	25671
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 WINCH ST, FRAMINGHAM, MA 01701-3737

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,556.00 (+3.58%)	$976,800 (+4.54%) Land $418,600 Building $512,200	$923,874 (-9.43%)
2025	$11,157.00 (+17.37%)	$934,400 (+22.48%) Land $398,600 Building $535,800	$1,020,110 (+12.68%)
2024	$9,506.00 (+2.04%)	$762,900 (+7.19%) Land $353,100 Building $409,800	$905,350
2023	$9,316.00	$711,700 Land $329,200 Building $382,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	15 (1978–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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