Washoe County property record for 45 Willows Quest Ct, Verdi, NV 89439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,087 sqft · built 2019 |
| Lot Size | 0.277 acres (12,067 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,995 (Feb 2020) |
| Tax Bill | $4,253 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-392-14 |
| Primary APN | 238-392-14 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,087 sqft Living Area |
| Gross Area | 3,606 sqft |
| 1st Floor Area | 1,347 sqft |
| 2nd Floor Area | 1,740 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 12,067 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 519 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 WILLOWS QUEST CT |
|---|---|
| City | VERDI |
| State | NV |
| Zip | 89439-8031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WEST MEADOWS ESTATES PH I UNIT 2 LOT 267 |
| Legal Range | 18E |
| Legal Township | 19N |
| Legal Section | 9 |
| Legal Subdivision | WEST MEADOWS ESTATES PHASE I UNIT 2 |
| Legal Lot Number | 267 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | VERDI |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 2302 |
45 Willows Quest Ct is owned and occupied by two individuals who bought it in February 2020.
Source: Washoe County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 WILLOWS QUEST CT, VERDI, NV 89439-8031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION |
| Apr 1, 2022 | Deed of Trust, Mortgage · Line of Credit GREATER NEVADA CU |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 28, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2020 · Amount on File |
| Deed Sale | Feb 28, 2020 · Amount on File |
| Deed Document Number | 20205005141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jun 30, 2026 |
| Property Address | 45 WILLOWS QUEST CT, VERDI, NV 89439-8031 |
| Document Number | 0005633122 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20265633122 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | SILK TITLE UTAH LLC, SILK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 45 WILLOWS QUEST CT, VERDI, NV 89439-8031 |
| Document Number | 0005633122, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20265633122 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 45 WILLOWS QUEST CT, VERDI, NV 89439-8031 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 45 WILLOWS QUEST CT, VERDI, NV 89439-8031 |
| Document Number | 0005291033 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 5291033 |
| Name | GREATER NEVADA CU |
|---|---|
| Type | Credit Union |
| Address | CARSON CITY, NV 89701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 45 WILLOWS QUEST CT, VERDI, NV 89439-8031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0005109976 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 5109976 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Feb 28, 2020 |
| Property Address | 45 WILLOWS QUEST CT, VERDI, NV 89439-8031 |
| Document Number | 0005005141 |
| Map Reference | DOC 4785686 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 5005141 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | DHI TITLE OF NEVADA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,050.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5588 LONGLEY LN, 5588, RENO, NV 89511-1825 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45 WILLOWS QUEST CT, VERDI, NV 89439-8031 |
| Document Number | 0005005142 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 5005142 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 45 Willows Quest Ct was $4,253.
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Reno City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,560 (+1.48%) Land $53,865 Building $143,695 | ||
| 2025 | $4,253.00 | $194,678 Land $49,455 Building $145,223 | $556,224 Land $141,300 Building $414,924 |
| 2023 | $5,353.00 | $180,827 Land $44,380 Building $136,447 | $516,648 Land $126,800 Building $389,848 |
| 2021 | $413,065 Land $93,600 Building $319,465 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Willows Quest Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1986–2005) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Dec 2005 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Willows Quest Ct is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 47% of Nevada |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures