Bergen County and Lodi Borough property record for 45 Westervelt Pl, Lodi, NJ 07644 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,708 sqft · built 1954 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Aug 2021) |
| Tax Bill | $12,008 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00005-0000-00003 |
| Primary APN | 31-00005-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 1,708 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 011200 |
|---|---|
| Street Address | 45 WESTERVELT PL |
| City | LODI |
| State | NJ |
| Zip | 07644-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Subdivision | NEW YORK & NEW JERSEY REAL EST |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30201 |
Source: Bergen County and Lodi Borough records · APN 31-00005-0000-00003
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 WESTERVELT PL, LODI, NJ 07644-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed, Transfer · Conventional Mortgage VAST BANK NA |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Sep 22, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 07, 2019 | Grant Deed, Transfer NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Prior Sale | Sep 22, 2020 · Amount on Record |
| Deed Document Number | 2021134843 |
| Deed Book / Page | 4342 / 1177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 24, 2021 |
| Property Address | 45 WESTERVELT PL, LODI, NJ 07644-1005 |
| Document Number | 0043421177 |
| Book / Page | 4342 / 1177 |
| Instrument Date | Jul 18, 2021 |
| Instrument | 2021134843 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | SUNNYSIDE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,367.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 SUSSEX ST # 505, 22, HACKENSACK, NJ 07601-5406 |
| Name | Verified Name |
|---|---|
| Address | 45 WESTERVELT PL, LODI, NJ 07644-1005 |
| Document Number | 2021134844 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021134844 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 WESTERVELT PL, LODI, NJ 07644-1005 |
| Document Number | 0037220272 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2020 |
| Title Company | GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 WESTERVELT PL LODI NJ 076441005, LODI, NJ 07644-1005 |
| Document Number | 0037220272 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 003722/000272 |
| Instrument | 90176 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 22, 2020 |
| Property Address | 45 WESTERVELT PL, LODI, NJ 07644-1005 |
| Document Number | 0037220265 |
| Book / Page | 3722 / 265 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 2020090175 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | GRANDVIEW TTL AGCY OF BERGEN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,069.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 ROUTE 37 NORTH, 525, MARLTON, NJ 08053 |
| Name | Verified Name |
|---|---|
| Address | 45 WESTERVELT PL, LODI, NJ 07644-1005 |
| Document Number | 2020090176 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020090176 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 07, 2019 |
| Property Address | 45 WESTERVELT PL, LODI, NJ 07644-1005 |
| Document Number | 0033152027 |
| Book / Page | 003315 / 002027 |
| Instrument Date | Jul 03, 2019 |
| Instrument | 51293 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2019 |
| Title Company | NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 45 WESTERVELT PL LODI NJ 076441005, LODI, NJ 07644-1005 |
Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,200 (-) Land $160,000 Building $179,200 | $339,200 (-) Land $160,000 Building $179,200 | |
| 2025 | $12,008.00 (+5.62%) | $339,200 (-) Land $160,000 Building $179,200 | $339,200 (-) Land $160,000 Building $179,200 |
| 2024 | $11,369.00 (+2.69%) | ||
| 2023 | $339,200 Land $160,000 Building $179,200 | $339,200 Land $160,000 Building $179,200 | |
| 2022 | $11,071.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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