44 Westervelt Pl, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 44 Westervelt Pl, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,013 sqft · built 1961
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$837,500 (Sep 2023)
Tax Bill	$13,162 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00007-0000-00026-01`

Property Details

APN / Parcel Number

Primary APN	`31-00007-0000-00026-01`
Alternative APNs	`31000070000000260001` `017900`

Interior

Stories	2 Stories
Building Area	2,013 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	017900
Street Address	44 WESTERVELT PL
City	LODI
State	NJ
Zip	07644-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Subdivision	BOROUGH/LODI
Legal Block	7
Legal Lot Number	26.01
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	4
Census Block	4007
Census Tract	30201

Owner

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 WESTERVELT PL, LODI, NJ 07644-1006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP
Jan 12, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Nov 27, 2007 · Amount on Record
Deed Document Number	202361285
Deed Book / Page	5084 / 1138
Prior Transfer Date	Nov 17, 2021
Prior Transfer Doc	0045320758
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 18, 2023
Property Address	44 WESTERVELT PL, LODI, NJ 07644-1006
Document Number	0050841138
Book / Page	5084 / 1138
Instrument Date	Aug 28, 2023
Instrument	2023061285
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	HERITAGE ABSTRACT COMPANY, HERITAGE ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,702.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 WESTERVELT PL, LODI, NJ 07644-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 WESTERVELT PL, LODI, NJ 07644-1006

Mortgage

Document Number	2023061286
Date	Sep 18, 2023
Instrument	2023061286

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jan 12, 2022
Property Address	44 WESTERVELT PL, LODI, NJ 07644-1006
Document Number	0045320758
Book / Page	4532 / 758
Instrument Date	Nov 17, 2021
Instrument	2022005076
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 WESTERVELT PL, LODI, NJ 07644-1006

Mortgage

Document Number	2022005077
Date	Jan 12, 2022
Instrument	2022005077

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,800 (-) Land $161,000 Building $210,800	$371,800 (-) Land $161,000 Building $210,800
2025	$13,162.00 (+5.61%)	$371,800 (-) Land $161,000 Building $210,800	$371,800 (-) Land $161,000 Building $210,800
2024	$12,463.00 (+2.7%)
2023		$371,800 (-) Land $161,000 Building $210,800	$371,800 (-) Land $161,000 Building $210,800
2022	$12,135.00 (-1.24%)	$371,800 Land $161,000 Building $210,800	$371,800 Land $161,000 Building $210,800
2021	$12,287.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	25 units insured incl. 20 condo units
Nearby Flood Claims	8 (2007–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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