41 Westervelt Pl, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 41 Westervelt Pl, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,828 sqft · built 1943
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,278 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-00005-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`31-00005-0000-00001`
Alternative APNs	`310000500001` `011100`

Interior

Stories	2 Stories
Building Area	1,828 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	011100
Street Address	41 WESTERVELT PL
City	LODI
State	NJ
Zip	07644-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100
Legal Subdivision	NEW YOLK & NEW JERSEY REAL EST
Legal Block	5
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1005
Census Tract	30201

Owner

Source: Bergen County and Lodi Borough records · APN 31-00005-0000-00001

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 WESTERVELT PL, LODI, NJ 07644-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 23, 2012
Transfer Doc	0012242367
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	41 WESTERVELT PL, LODI, NJ 07644-1005
Document Number	0026431765
Book / Page	002643 / 001765
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE AND CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WESTERVELT PL LODI NJ 076441005, LODI, NJ 07644-1005

Mortgage

Document Number	0026431765
Date	Jun 20, 2017
Book Page	002643/001765

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 19, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,600 (-) Land $160,000 Building $158,600	$318,600 (-) Land $160,000 Building $158,600
2025	$11,278.00 (+5.61%)	$318,600 (-) Land $160,000 Building $158,600	$318,600 (-) Land $160,000 Building $158,600
2024	$10,679.00 (+2.69%)
2023		$318,600 Land $160,000 Building $158,600	$318,600 Land $160,000 Building $158,600
2022	$10,399.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 475 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.