45 Western Ln, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 45 Western Ln, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,900 sqft · built 1967
Lot Size	0.758 acres (33,035 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2011)
Tax Bill	$7,997 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 1 more
APN	`19C000181`

Property Details

APN / Parcel Number

Primary APN	`19C000181`
Alternative APN	`AMHE M:0019C B:0000 L:0181`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,900 sqft Living Area
Gross Area	4,438 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,035 sqft (0.758 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19C000181
Street Address	45 WESTERN LN
City	AMHERST
State	MA
Zip	01002-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	KAY VEE REALTY CO INC
Legal Lot Number	181
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	4
Census Block	4005
Census Tract	820801

Owner

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 WESTERN LN, AMHERST, MA 01002-3246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLORENCE BANK
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance FLORENCE BANK
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit FLORENCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2011 · Amount on Record
Deed Sale	Sep 21, 2011 · Amount on Record
Last Transfer Date	Oct 25, 2021
Transfer Doc	014327-317
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	45 WESTERN LN, AMHERST, MA 01002-3246
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014327-317
Date	Oct 29, 2021
Book Page	14327/317
Instrument	27036

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Oct 29, 2021
Property Address	45 WESTERN LN, AMHERST, MA 01002-3246
Document Number	14327-313
Book / Page	14327 / 313
Instrument Date	Oct 25, 2021
Instrument	27035
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 WESTERN LN, AMHERST, MA 01002-3246

Mortgage

Document Number	14327-317
Date	Oct 29, 2021
Book Page	14327/317
Instrument	27036

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	45 WESTERN LN, AMHERST, MA 01002-3246
Document Number	13740-339
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WESTERN LN AMHERST MA 010023246, AMHERST, MA 01002-3246

Mortgage

Document Number	13740-339
Date	Aug 19, 2020
Book Page	013740/000339
Instrument	16386

Lender

Name	FLORENCE BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,997.00 (+10,285.71%)	$472,900 (+8.84%) Land $183,500 Building $289,400	$542,902 (+6.6%)
2025	$77.00 (-98.99%)	$434,500 (+5.56%) Land $168,400 Building $266,100	$509,295
2024	$7,619.00 (+3.22%)	$411,600 (+12.09%) Land $159,000 Building $252,600
2023	$7,381.00	$367,200 Land $144,500 Building $222,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Western Ln

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