20 Western Ln, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 20 Western Ln, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1968
Lot Size	0.47 acres (20,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Dec 2022)
Tax Bill	$6,641 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2022 Sale & Mortgage
APN	`19C000185`

Property Details

APN / Parcel Number

Primary APN	`19C000185`
Alternative APN	`AMHE M:0019C B:0000 L:0185`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,152 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,488 sqft (0.47 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	19C000185
Street Address	20 WESTERN LN
City	AMHERST
State	MA
Zip	01002-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	185
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	4
Census Block	4005
Census Tract	820801

Owner

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 WESTERN LN, AMHERST, MA 01002-3247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FLORENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Prior Sale	Aug 6, 2009 · Amount on Record
Deed Book / Page	14770 / 1
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	20 WESTERN LN, AMHERST, MA 01002-3247
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014156-135
Date	Jun 25, 2021
Book Page	14156/135
Instrument	15540

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Jul 1, 2039

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Dec 28, 2022
Property Address	20 WESTERN LN, AMHERST, MA 01002-3247
Document Number	00014770-1
Book / Page	14770 / 1
Instrument Date	Dec 28, 2022
Instrument	26301
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 WESTERN LN, AMHERST, MA 01002-3247

Mortgage

Document Number	0000026302
Date	Dec 28, 2022
Instrument	26302

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,641.00 (+10,116.92%)	$392,700 (+7.97%) Land $173,900 Building $218,800	$432,911 (-0.02%)
2025	$65.00 (-98.98%)	$363,700 (+6%) Land $159,600 Building $204,100	$433,010
2024	$6,351.00 (+18.03%)	$343,100 (+28.17%) Land $150,500 Building $192,600
2023	$5,381.00	$267,700 Land $136,900 Building $130,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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