45 Washington Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 45 Washington Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 3,903 sqft · built 1932
Lot Size	0.181 acres (7,867 sqft)
Owner	2 Company Names on Record
Last Sale	$3,000,000 (Jun 2025)
Tax Bill	$27,888 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-00136-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`41-00136-0000-00001`
Alternative APNs	`410013600001` `234300`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,903 sqft Living Area
1st Floor Area	1,952 sqft
Upper Floors Area	1,791 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,867 sqft (0.181 acres)
Lot Dimensions	121 ft deep x 65 ft wide
Garage Type	Built-in
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	649 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	234300
Street Address	45 WASHINGTON AVE
City	RUMSON
State	NJ
Zip	07760-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	136
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3001
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45 WASHINGTON AVE, RUMSON, NJ 07760-2053
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 19, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Jun 17, 2024 · Amount on Record
Deed Document Number	202545935
Deed Book / Page	9742 / 1670
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	45 WASHINGTON AVE, RUMSON, NJ 07760-2053
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WASHINGTON AVE, RUMSON, NJ 07760-2053

Mortgage

Document Number	0096768099
Date	Feb 6, 2024
Book Page	9676/8099
Instrument	2024008238

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Margin	3
Max Rate	11.3%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	45 WASHINGTON AVE, RUMSON, NJ 07760-2053
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WASHINGTON AVE, RUMSON, NJ 07760-2053

Mortgage

Document Number	0095513474
Date	Oct 15, 2021
Book Page	9551/3474
Instrument	2021152999

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Aug 15, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	45 WASHINGTON AVE, RUMSON, NJ 07760-2053
Document Number	0000060830
Book / Page	009232 / 008172
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WASHINGTON AVE RUMSON NJ 077602053, RUMSON, NJ 07760-2053

Mortgage

Document Number	0000060830
Date	Jun 26, 2017
Book Page	009232/008172
Instrument	60830

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	444 Months
Due	Jun 25, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,060,400 (+15.12%) Land $1,471,500 Building $1,588,900	$3,060,400 (+15.12%) Land $1,471,500 Building $1,588,900
2025	$27,888.00 (+18.01%)	$2,658,500 (+42.05%) Land $1,306,300 Building $1,352,200	$2,658,500 (+42.05%) Land $1,306,300 Building $1,352,200
2024	$23,632.00 (+10.31%)
2023		$1,871,500 Land $1,144,100 Building $727,400	$1,871,500 Land $1,144,100 Building $727,400
2022	$21,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	440 (1978–2026)
Claims Outside the SFHA	27 of 440
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 179 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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