40 Washington Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 40 Washington Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,126 sqft · built 1959
Lot Size	0.239 acres (10,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Dec 2004)
Tax Bill	$17,083 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-00135-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`41-00135-0000-00017`
Alternative APNs	`410013500017` `234100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,126 sqft Living Area
1st Floor Area	2,126 sqft
Upper Floors Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	10,402 sqft (0.239 acres)
Lot Dimensions	104 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	66 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	234100
Street Address	40 WASHINGTON AVE
City	RUMSON
State	NJ
Zip	07760-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	VIETOR PARK
Legal Block	135
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3001
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 WASHINGTON AVE, RUMSON, NJ 07760-2053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2004 · Amount on Record
Deed Sale	Dec 16, 2004 · Amount on Record
Deed Book / Page	8422 / 6454
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	40 WASHINGTON AVE, RUMSON, NJ 07760-2053
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094930960
Date	Mar 22, 2021
Book Page	9493/960
Instrument	2021045028

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	40 WASHINGTON AVE, RUMSON, NJ 07760-2053
Document Number	0000066725
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	40 WASHINGTON AVE RUMSON NJ 077602053, RUMSON, NJ 07760-2053

Mortgage

Document Number	0000066725
Date	Jul 25, 2019
Book Page	009359/005413
Instrument	66725

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,845,800 (+13.34%) Land $1,026,100 Building $819,700	$1,845,800 (+13.34%) Land $1,026,100 Building $819,700
2025	$17,083.00 (+3.33%)	$1,628,500 (+14%) Land $930,900 Building $697,600	$1,628,500 (+14%) Land $930,900 Building $697,600
2024	$16,532.00 (+0.61%)
2023		$1,428,500 Land $853,000 Building $575,500	$1,428,500 Land $853,000 Building $575,500
2022	$16,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	440 (1978–2026)
Claims Outside the SFHA	27 of 440
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 179 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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