39 Washington Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 39 Washington Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,139 sqft · built 2018
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (Mar 2026)
Tax Bill	$20,063 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`41-00136-0000-00003-02`

Property Details

APN / Parcel Number

Primary APN	`41-00136-0000-00003-02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,139 sqft Living Area
1st Floor Area	1,252 sqft
Upper Floors Area	1,261 sqft
Basement Area	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	39 WASHINGTON AVE
City	RUMSON
State	NJ
Zip	07760-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	136
Legal Lot Number	3.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3001
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 WASHINGTON AVE, RUMSON, NJ 07760-2053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Mar 9, 2026	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jan 25, 2019	Grant Deed, Transfer CITIZENS BK NA
Aug 9, 2018	Trustee's Deed, Construction Loan · Construction Mortgage TWO RIVER CMNTY BK
Jul 19, 2017	Grant Deed, Construction Loan · Construction Mortgage TWO RIVER CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Jan 25, 2019 · Amount on Record
Deed Document Number	202619665
Deed Book / Page	9783 / 1121
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	39 WASHINGTON AVE, RUMSON, NJ 07760-2053
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096015664
Date	Jun 22, 2022
Book Page	9601/5664
Instrument	2022065411

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	Other
Max Rate	8.25%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 9, 2026
Property Address	39 WASHINGTON AVE, RUMSON, NJ 07760-2053
Document Number	0097831121
Book / Page	9783 / 1121
Instrument Date	Mar 5, 2026
Instrument	2026019665
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	BREAK WATER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 RUMSON RD, RUMSON, NJ 07760-1923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 WASHINGTON AVE, RUMSON, NJ 07760-2053

Mortgage

Document Number	2026019666
Date	Mar 9, 2026
Instrument	2026019666

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 25, 2019
Property Address	39 WASHINGTON AVE, RUMSON, NJ 07760-2053
Document Number	0000008494
Book / Page	009332 / 007362
Instrument Date	Oct 9, 2018
Instrument	8494
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	RED BANK TITLE AGENCY INC, RED BK TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 WASHINGTON AVE RUMSON NJ 07760, RUMSON, NJ 07760

Mortgage

Document Number	8495
Date	Jan 25, 2019
Book Page	009332/007376
Instrument	8495

Lender

Name	CITIZENS BK NA
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 9, 2018
Property Address	39 WASHINGTON AVE, RUMSON, NJ 07760-2053
Book / Page	009305 / 003639
Instrument Date	Jul 19, 2018
Instrument	79408
Transaction Type	Construction Loan
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 WESTGATE DR SPARTA NJ 078711352, SPARTA, NJ 07871-1352

Mortgage

Document Number	0000079408
Date	Aug 9, 2018
Book Page	009305/003639
Instrument	79408

Lender

Name	TWO RIVER CMNTY BK
Type	Bank
Address	TINTON FALLS, NJ 07724

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 19, 2017
Property Address	39 WASHINGTON AVE, RUMSON, NJ 07760-2053
Document Number	0000068891
Book / Page	009236 / 006506
Instrument Date	Jun 19, 2017
Instrument	68891
Transaction Type	Construction Loan
Record Updated	Aug 8, 2017
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 WESTGATE DR SPARTA NJ 078711352, SPARTA, NJ 07871-1352

Mortgage

Document Number	68892
Date	Jul 19, 2017
Book Page	009236/006516
Instrument	68892

Lender

Name	TWO RIVER CMNTY BK
Type	Bank
Address	TINTON FALLS, NJ 07724

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,190,500 (+14.53%) Land $869,800 Building $1,320,700	$2,190,500 (+14.53%) Land $869,800 Building $1,320,700
2025	$20,063.00 (+3.13%)	$1,912,600 (+13.97%) Land $788,600 Building $1,124,000	$1,912,600 (+13.97%) Land $788,600 Building $1,124,000
2024	$19,454.00 (-1.1%)
2023		$1,678,200 Land $741,400 Building $936,800	$1,678,200 Land $741,400 Building $936,800
2022	$19,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	440 (1978–2026)
Claims Outside the SFHA	27 of 440
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 179 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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