45 Sumner St, Quincy, MA 02169 Property Records

Norfolk County and Quincy City property record for 45 Sumner St, Quincy, MA 02169

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,184 sqft · built 2004
Lot Size	0.334 acres (14,566 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jun 2014)
Tax Bill	$5,211 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:2050 B:99 L:U#45`

Property Details

APN / Parcel Number

Primary APN	`M:2050 B:99 L:U#45`
Alternative APNs	`QUIN M:2050 B:99 L:45` `8424301`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,184 sqft Living Area
Gross Area	1,852 sqft
Basement Area	592 sqft
Unfinished Basement	592 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Other
Lot Area	14,566 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8424301
Street Address	45 SUMNER ST
City	QUINCY
State	MA
Zip	02169-7007
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BUSA
Legal Subdivision	SUMNER STREET CONDO
Legal Block	99
Legal Lot Number	45
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	2
Census Block	2001
Census Tract	417902

Owner

Source: Norfolk County and Quincy City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12 WIRLING DR, BEVERLY, MA 01915-1114
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jul 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2014 · Amount on File
Deed Sale	Jun 23, 2014 · Amount on File
Prior Sale	Jun 2, 2009
Deed Book / Page	32335 / 283
Transfer Doc	032335-283
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	45 SUMNER ST, QUINCY, MA 02169-7007
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039155-250
Date	Mar 18, 2021
Book Page	39155/250
Instrument	35660

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	45 SUMNER ST, QUINCY, MA 02169-7007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38125-586
Date	Jul 22, 2020
Book Page	38125/586
Instrument	72163

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,211.00 (+4.28%)	$442,400 (+2.08%) Building $442,400	$433,485 (-)
2025	$4,997.00 (+2.27%)	$433,400 (-0.02%) Building $433,400	$433,485 (+0.37%)
2024	$4,886.00 (+8.05%)	$433,500 (+6.69%) Building $433,500	$431,870
2023	$4,522.00	$406,300 Building $406,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 842 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	150 / 150

May also be available: Starry, T-Mobile, Verizon.

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