Wayne County and Lyons Town property record for 45 Spencer St, Lyons, NY 14489
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,260 sqft · built 1880 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Feb 2025) |
| Tax Bill | $2,591 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| APN | 0004-00 |
| Primary APN | 0004-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 802 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 135 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Porch | Slab |
| Porch Area | 153 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0004-00 |
|---|---|
| Street Address | 45 SPENCER ST |
| City | LYONS |
| State | NY |
| Zip | 14489-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 6 |
| Legal Lot Number | 254.852 |
| Jurisdiction | WAYNE NY |
| Township / Civil Division | LYONS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21400 |
Source: Wayne County and Lyons Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1340 LOCKPIT RD, CLYDE, NY 14433-9410 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2025 · Amount on Record |
| Deed Sale | Feb 6, 2025 · Amount on Record |
| Prior Sale | May 4, 2011 · Amount on Record |
| Deed Document Number | 2025R9340690 |
| Prior Transfer Date | Jun 1, 2006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NY |
| Property Address | 45 SPENCER ST, LYONS, NY 14489-1453 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00R9333949 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | R9333949 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Wayne County and Lyons Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Wayne County |
| County Subdivision | Lyons Town |
| Unified School District | Lyons Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,591.00 (+33.83%) | ||
| 2025 | $1,936.00 | $102,000 (+156.93%) Land $16,600 Building $85,400 | $102,000 (+64.43%) Land $16,600 Building $85,400 |
| 2023 | $39,700 Land $3,400 Building $36,300 | $62,031 Land $5,312 Building $56,719 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARCADIA-LYONS CSA private · serves 5,800 people · EPA ID NY5821130 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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