46 Spencer St, Lyons, NY 14489 Property Records

Wayne County and Lyons Town property record for 46 Spencer St, Lyons, NY 14489

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,788 sqft · built 1870
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Oct 2025)
Tax Bill$1,772 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
APN0783-00

Property Details

APN / Parcel Number

Primary APN0783-00
Alternative APN
  • 542800 71111-06-275846

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,788 sqft Living Area
1st Floor Area996 sqft
2nd Floor Area792 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleTraditional
Exterior MaterialWood
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
PorchSlab
Porch Area300 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0783-00
Street Address46 SPENCER ST
CityLYONS
StateNY
Zip14489-1451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block6
Legal Lot Number275.846
JurisdictionWAYNE NY
Township / Civil DivisionLYONS
Census Block Group1
Census Block1010
Census Tract21400

Owner

Source: Wayne County and Lyons Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1200 E PALMYRA PORT GIBSON RD, PALMYRA, NY 14522-9738
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2025 · Amount on Record
Deed SaleOct 9, 2025 · Amount on Record
Prior SaleDec 18, 2024 · Amount on Record
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE NY
Recording DateOct 9, 2025
Property Address46 SPENCER ST, LYONS, NY 14489-1451
Document Number00R9346587
Instrument DateOct 6, 2025
InstrumentR9346587
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 E PALMYRA PORT GIBSON RD, PALMYRA, NY 14522-9738

Mortgage

Document Number00R9346588
DateOct 9, 2025
InstrumentR9346588
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Wayne County and Lyons Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWayne County
County SubdivisionLyons Town
Unified School DistrictLyons Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,772.00 (-32.16%)
2025$2,612.00$66,000 (+19.13%) Land $18,400 Building $47,600$66,000 (-28.52%) Land $18,400 Building $47,600
2024$55,400 (-) Land $3,800 Building $51,600$92,333 (+6.67%) Land $6,333 Building $86,000
2023$55,400 Land $3,800 Building $51,600$86,563 Land $5,938 Building $80,625

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARCADIA-LYONS CSA
private · serves 5,800 people · EPA ID NY5821130
Water SourcePurchased surface water from several systems
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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