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40 Spencer St, Lyons, NY 14489 Property Records

Wayne County and Lyons Town property record for 40 Spencer St, Lyons, NY 14489

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,660 sqft · built 1876
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$149,900 (Feb 2026)
Tax Bill$2,723 (2025)
Deeds & MortgagesFeb 2026 Sale
Nov 2021 Sale & Mortgage
APN1203-00

Property Details

APN / Parcel Number

Primary APN1203-00
Alternative APN
  • 542800 71111-06-277829

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,660 sqft Living Area
1st Floor Area844 sqft
2nd Floor Area816 sqft

Exterior

Year BuiltBuilt 1876
Effective Year BuiltEffective 1998
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions154 ft deep x 50 ft wide
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area340 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1203-00
Street Address40 SPENCER ST
CityLYONS
StateNY
Zip14489-1451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block6
Legal Lot Number277.829
JurisdictionWAYNE NY
Township / Civil DivisionLYONS
Census Block Group1
Census Block1010
Census Tract21400

Owner

Source: Wayne County and Lyons Town assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address26 COLUMBIA ST, CLYDE, NY 14433-1317
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Warranty Deed, Transfer
Nov 22, 2021Warranty Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 10, 2026 · Amount on Record
Deed SaleFeb 10, 2026 · Amount on Record
Prior SaleNov 22, 2021 · Amount on Record
Record UpdatedJun 8, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE NY
Recording DateFeb 10, 2026
Property Address40 SPENCER ST, LYONS, NY 14489-1451
Document Number00R9349622
Instrument DateJan 27, 2026
InstrumentR9349622
Transaction TypeTransfer
Record UpdatedMar 11, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 COLUMBIA ST, CLYDE, NY 14433-1317

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE NY
Recording DateNov 22, 2021
Property Address40 SPENCER ST, LYONS, NY 14489-1451
Document Number00R9238928
Instrument DateNov 19, 2021
InstrumentR9238928
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 S MAIN ST APT C, C, NEWARK, NY 14513-1772

Mortgage

Document Number00R9238929
DateNov 22, 2021
InstrumentR9238929
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Wayne County and Lyons Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWayne County
County SubdivisionLyons Town
Unified School DistrictLyons Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,723.00$127,000 (+118.97%) Land $16,600 Building $110,400$127,000 (+31.38%) Land $16,600 Building $110,400
2024$58,000 (-) Land $3,400 Building $54,600$96,667 (+6.67%) Land $5,667 Building $91,000
2023$58,000 Land $3,400 Building $54,600$90,625 Land $5,312 Building $85,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARCADIA-LYONS CSA
private · serves 5,800 people · EPA ID NY5821130
Water SourcePurchased surface water from several systems
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Compass Broadband Network
Fixed Wireless · not low latency		100 / 100
T-Mobile USA
Fixed Wireless		100 / 20

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