45 Pine Ridge Dr, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 45 Pine Ridge Dr, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 2016
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on File
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:039 L:049-11`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:039 L:049-11`
Alternative APNs	`M:039 L:049=11` `2813`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2813
Street Address	45 PINE RIDGE DR
City	PHIPPSBURG
State	ME
Zip	04562-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	PITCH PINE DEVELOPMENT
Legal Lot Number	49-11
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	1
Census Block	1000
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Pine Ridge Dr is owned and occupied by an individual who acquired it in October 2009.

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	45 PINE RIDGE DR, PHIPPSBURG, ME 04562-4150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2009
Deed Sale	Oct 21, 2009
Deed Book / Page	3136 / 177
Record Updated	Sep 20, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PHIPPSBURG ME
Property Address	45 PINE RIDGE DR, PHIPPSBURG, ME 04562-4150
Document Number	0000001664
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PINE RIDGE DR PHIPPSBURG ME 045624150, PHIPPSBURG, ME 04562-4150

Mortgage

Document Number	0000001664
Date	Mar 15, 2017
Instrument	1664

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45 Pine Ridge Dr was $2,326, up 4.9% from the year before.

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,326.00 (+4.87%)	$188,300 (-) Land $36,100 Building $152,200
2024	$2,218.00 (+2.97%)	$188,300 (-) Land $36,100 Building $152,200
2023	$2,154.00 (+13.01%)	$188,300 (-) Land $36,100 Building $152,200
2022	$1,906.00	$188,300 Land $36,100 Building $152,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Pine Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Pine Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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