44 Pine Ridge Dr, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 44 Pine Ridge Dr, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2019
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Mar 2021 Refinance Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:039 L:049-08`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:039 L:049-08`
Alternative APNs	`M:039 L:049=08` `2810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2810
Street Address	44 PINE RIDGE DR
City	PHIPPSBURG
State	ME
Zip	04562-4151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	49-8
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	1
Census Block	1000
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

44 Pine Ridge Dr is owned and occupied by two individuals.

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 PINE RIDGE DR, PHIPPSBURG, ME 04562-4151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage BANGOR SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	44 PINE RIDGE DR, PHIPPSBURG, ME 04562-4151
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1791
Date	Mar 2, 2021
Instrument	2021R-01791

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	44 PINE RIDGE DR, PHIPPSBURG, ME 04562-4151
Document Number	0000005926
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 PINE RIDGE DR PHIPPSBURG ME 04562, PHIPPSBURG, ME 04562

Mortgage

Document Number	0000005926
Date	Sep 10, 2019
Instrument	5926

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402-0400

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 44 Pine Ridge Dr was $3,296, up 4.8% from the year before.

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,296.00 (+4.83%)	$266,900 (-) Land $36,000 Building $230,900
2024	$3,144.00 (+2.98%)	$266,900 (-) Land $36,000 Building $230,900
2023	$3,053.00 (+13.03%)	$266,900 (-) Land $36,000 Building $230,900
2022	$2,701.00	$266,900 Land $36,000 Building $230,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 44 Pine Ridge Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Pine Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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