Sagadahoc County and Phippsburg Town property record for 32 Pine Ridge Dr, Phippsburg, ME 04562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,080 sqft · built 2019 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,506 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | PHIP M:039 L:049-07 |
| Primary APN | PHIP M:039 L:049-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 2809 |
|---|---|
| Street Address | 32 PINE RIDGE DR |
| City | PHIPPSBURG |
| State | ME |
| Zip | 04562-4151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 49-7 |
| Jurisdiction | PHIPPSBURG ME |
| Township / Civil Division | PHIPPSBURG |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
32 Pine Ridge Dr is owned and occupied by an individual.
Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 PINE RIDGE DR, PHIPPSBURG, ME 04562-4151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Line of Credit EAST NATIONAL BANK |
| Apr 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Recording Date | May 5, 2026 |
| Property Address | 32 PINE RIDGE DR, PHIPPSBURG, ME 04562-4151 |
| Document Number | 0000002300 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20262300 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 32 PINE RIDGE DR, PHIPPSBURG, ME 04562-4151 |
| Document Number | 0000002300, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 20262300 |
| Name | EAST NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Property Address | 32 PINE RIDGE DR, PHIPPSBURG, ME 04562-4151 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002923 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022R-02923 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 32 Pine Ridge Dr was $3,506, up 4.8% from the year before.
Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Phippsburg Town |
| Unified School District | Regional School Unit 01 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,506.00 (+4.84%) | $283,900 (-) Land $36,000 Building $247,900 |
| 2024 | $3,344.00 (+2.96%) | $283,900 (-) Land $36,000 Building $247,900 |
| 2023 | $3,248.00 (+13.05%) | $283,900 (-) Land $36,000 Building $247,900 |
| 2022 | $2,873.00 | $283,900 Land $36,000 Building $247,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 32 Pine Ridge Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (2024) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Pine Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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