Charlotte County property record for 45 Palm Dr, Placida, FL 33946 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1988 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Sep 2019) |
| Tax Bill | $10,137 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 41-20-31-478-005 |
| Primary APN | 41-20-31-478-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,594 sqft |
| Upper Floors Area | 697 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Metal Frame |
| Foundation Type | Pile |
| Roof Material | Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Pool Area | 288 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 575 sqft |
| Deck Area | 40 sqft |
| Patio Area | 272 sqft |
| Fence | Fence |
| Loading Dock | 462 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004659838 |
|---|---|
| Old Parcel Number | 00883200014002 |
| Street Address | 45 PALM DR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PIE 003 000I 0014 PALM ISLAND ESTATES UN 3 BLK I LT 14 628/1662 689/258 774/404 1769/172 2290/1654 4487/915 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 29 |
| Legal Subdivision | PALM ISLAND ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30402 |
Source: Charlotte County records · APN 41-20-31-478-005
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 HAWKS NEST RD, STONY BROOK, NY 11790-1103 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on Record |
| Deed Sale | Sep 26, 2019 · Amount on Record |
| Prior Sale | Aug 19, 2003 · Amount on Record |
| Deed Document Number | 2747033 |
| Deed Book / Page | 4487 / 0915 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 45 PALM DR, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0046800817 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 4680/817 |
| Instrument | 2885056 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 26, 2019 |
| Property Address | 45 PALM DR, PLACIDA, FL 33946 |
| Document Number | 0044870915 |
| Book / Page | 004487 / 000915 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 2747033 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 HAWKS NEST RD STONY BROOK NY 117901103, STONY BROOK, NY 11790-1103 |
| Document Number | 44870917 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 004487/000917 |
| Instrument | 2747034 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2049 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,137.00 (-7.99%) | $613,160 (+30.46%) | $531,125 (-5.91%) Land $288,000 Building $243,125 |
| 2023 | $11,017.00 (+5.76%) | $470,005 (-22.02%) | $564,496 (-6.34%) Land $288,000 Building $276,496 |
| 2022 | $10,417.00 | $602,739 Land $203,320 Building $399,419 | $602,739 Land $203,320 Building $399,419 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150304021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 242 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 369 units insured 127 under condo master policies |
| Nearby Flood Claims | 326 (1982–2024) |
| Claims Outside the SFHA | 1 of 326 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Lumen Technologies | DSL | 140 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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