Charlotte County property record for 42 Palm Dr, Placida, FL 33946
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,054 sqft · built 1990 |
| Lot Size | 0.233 acres (10,160 sqft) |
| Owner | Company Name on Record |
| Last Sale | $475,000 (Dec 2012) |
| Tax Bill | $12,234 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 412029480003 |
| Primary APN | 412029480003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,054 sqft Living Area |
| Gross Area | 2,944 sqft |
| Upper Floors Area | 742 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,160 sqft (0.233 acres) |
| Lot Dimensions | 127 ft deep x 80 ft wide |
| View / Lot | Waterfront |
| Garage Area | 378 sqft |
| Pool Area | 420 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Deck Area | 96 sqft |
| Patio Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00883280007003 |
|---|---|
| Street Address | 42 PALM DR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BBI |
| Legal Description | PALM ISLAND ESTS UN-3 BLK J LT 49 641/2190 3714/970 3804/53 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 29 |
| Legal Subdivision | PALM ISLAND ESTS UN-3 |
| Legal Tract | PIE |
| Legal Block | J |
| Legal Lot Number | 49 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30402 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8725 PLACIDA RD, PLACIDA, FL 33946-2429 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 9, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2012 · Amount on Record |
| Deed Sale | Dec 4, 2012 · Amount on Record |
| Deed Document Number | 20122140449 |
| Deed Book / Page | 3714 / 970 |
| Last Transfer Date | Sep 8, 2013 |
| Transfer Doc | 0038040053 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 42 PALM DR, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8725 PLACIDA RD 7-102, 7, PLACIDA, FL 33946-2429 |
| Document Number | 0003301551 |
|---|---|
| Date | Aug 9, 2023 |
| Instrument | 3301551 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 42 PALM DR, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 42 PALM DR, PLACIDA, FL 33946 |
| Document Number | 0048830260 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 4883/260 |
| Instrument | 3026959 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | GREAT BEND, KS 67530 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,234.00 (-12.51%) | $764,842 (+43.1%) Land $244,800 Building $520,042 | $764,842 (+21.28%) Land $244,800 Building $520,042 |
| 2024 | $13,983.00 (+11.41%) | ||
| 2023 | $12,551.00 (+4.3%) | $534,468 (-26.41%) | $630,656 (-13.16%) Land $288,000 Building $342,656 |
| 2022 | $12,033.00 | $726,233 Land $203,320 Building $522,913 | $726,233 Land $203,320 Building $522,913 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 242 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 369 units insured incl. 127 condo units |
| Nearby Flood Claims | 326 (1982–2024) |
| Claims Outside the SFHA | 1 of 326 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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